ROMNEY
Federal • Romney, West Virginia • Est. 1955
Quick Facts
- Charter Number
- #10301
- Type
- Federal
- Established
- 1955
- Headquarters
- Romney, West Virginia 26757-1638
- Address
- 62 W Main St
- Branches
- 2
- Members
- 1,621
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,621 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROMNEY |
|---|---|
| Total Assets | $14.0M |
| Members | 1,621 |
| Loans Outstanding | $11.1M |
| Shares & Deposits | $12.7M |
| Net Worth | $1.3M |
| Net Worth Ratio | 9.58% |
| Loan-to-Share Ratio | 87.2% |
| Delinquency Rate | 1.46% |
| Net Income | +$32,366 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Romney Federal Credit Union
Main Office62 W Main St
Romney, WV 26757-1638
Committee on Aging
24781 NW Pike
Romney, WV 26757
Who Can Join ROMNEY?
Membership Type: Other/Unknown
Membership eligibility for ROMNEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROMNEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
ROMNEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ROMNEY has 1,621 members and a potential membership field of 40,000 people.
ROMNEY's reported net worth ratio is 9.58% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ROMNEY operates 2 branch locations. The main office is located at 62 W Main St, Romney, WV 26757-1638.
ROMNEY was established in 1955. It is a federal credit union chartered under charter number 10301. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ROMNEY. All financial data is for informational purposes only.