ROMNEY
Federal • ROMNEY, West Virginia • Est. 1955
Quick Facts
- Charter Number
- #10301
- Type
- Federal
- Established
- 1955
- Headquarters
- ROMNEY, West Virginia 26757-1638
- Address
- 62 WEST MAIN STREET
- Branches
- 2
- Members
- 1,600
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,600 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROMNEY |
|---|---|
| Total Assets | $14.3M |
| Members | 1,600 |
| Loans Outstanding | $11.0M |
| Shares & Deposits | $13.0M |
| Net Worth | $1.3M |
| Net Worth Ratio | 9.15% |
| Loan-to-Share Ratio | 84.8% |
| Delinquency Rate | 1.24% |
| Net Income | +$225,488 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Romney Federal Credit Union
Main Office62 W Main St
Romney, WV 26757-1638
Committee on Aging
24781 NW Pike
Romney, WV 26757
Who Can Join ROMNEY?
Membership Type: Other/Unknown
Membership eligibility for ROMNEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROMNEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. ROMNEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ROMNEY has 1,600 members and a potential membership field of 40,000 people.
ROMNEY's net worth ratio is 9.15% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.2%, ROMNEY meets this threshold.
ROMNEY operates 2 branch locations. The main office is located at 62 W Main St, Romney, WV 26757-1638.
ROMNEY was established in 1955. It is a federal credit union chartered under charter number 10301. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ROMNEY. All financial data is for informational purposes only.