RUTGERS
Federal • New Brunswick, New Jersey • Est. 1954
Quick Facts
- Charter Number
- #9237
- Type
- Federal
- Established
- 1954
- Headquarters
- New Brunswick, New Jersey 08901-1149
- Address
- 98 College Ave
- Branches
- 3
- ATMs
- 1
- Members
- 6,476
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,476 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RUTGERS |
|---|---|
| Total Assets | $78.9M |
| Members | 6,476 |
| Loans Outstanding | $22.0M |
| Shares & Deposits | $69.2M |
| Net Worth | $9.2M |
| Net Worth Ratio | 11.65% |
| Loan-to-Share Ratio | 31.8% |
| Delinquency Rate | 0.27% |
| Net Income | +$1,159,419 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Main- CAC
Main Office98 College Ave
New Brunswick, NJ 08901-1149
Branch 01-Busch
85 Davidson Rd
Piscataway, NJ 08854-5695
Branch 02-Newark
249 University Ave
Newark, NJ 07102-1808
Who Can Join RUTGERS?
Membership Type: Community
Membership eligibility for RUTGERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact RUTGERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. RUTGERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RUTGERS has 6,476 members and a potential membership field of 60,000 people.
RUTGERS's net worth ratio is 11.65% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, RUTGERS meets this threshold.
RUTGERS operates 3 branch locations and has access to 1 ATMs. The main office is located at 98 College Ave, New Brunswick, NJ 08901-1149.
RUTGERS was established in 1954. It is a federal credit union chartered under charter number 9237. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RUTGERS. All financial data is for informational purposes only.