SALT EMPLOYEES
Federal • GRAND SALINE, Texas • Est. 1962
Quick Facts
- Charter Number
- #15001
- Type
- Federal
- Established
- 1962
- Headquarters
- GRAND SALINE, Texas 75140
- Address
- PO BOX 246
- Branches
- 1
- Members
- 319
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
319 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SALT EMPLOYEES |
|---|---|
| Total Assets | $1.5M |
| Members | 319 |
| Loans Outstanding | $670K |
| Shares & Deposits | $787K |
| Net Worth | $663K |
| Net Worth Ratio | 43.97% |
| Loan-to-Share Ratio | 85.2% |
| Delinquency Rate | 0.63% |
| Net Income | $-7,526 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Morton Salt Company
Main Office801 State Highway 110
Grand Saline, TX 75140-5145
Who Can Join SALT EMPLOYEES?
Membership Type: Community
Membership eligibility for SALT EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact SALT EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. SALT EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SALT EMPLOYEES has 319 members and a potential membership field of 750 people.
SALT EMPLOYEES's net worth ratio is 43.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 44.0%, SALT EMPLOYEES meets this threshold.
SALT EMPLOYEES operates 1 branch location. The main office is located at 801 State Highway 110, Grand Saline, TX 75140-5145.
SALT EMPLOYEES was established in 1962. It is a federal credit union chartered under charter number 15001. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SALT EMPLOYEES. All financial data is for informational purposes only.