SCENIC COMMUNITY
State-Chartered • Hixson, Tennessee • Est. 1954
Quick Facts
- Charter Number
- #67747
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Hixson, Tennessee 37343
- Address
- 4503 Hixson Pike
- Branches
- 5
- ATMs
- 4
- Members
- 14,159
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
14,159 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SCENIC COMMUNITY |
|---|---|
| Total Assets | $158.8M |
| Members | 14,159 |
| Loans Outstanding | $130.1M |
| Shares & Deposits | $142.7M |
| Net Worth | $15.4M |
| Net Worth Ratio | 9.67% |
| Loan-to-Share Ratio | 91.1% |
| Delinquency Rate | 1.06% |
| Net Income | +$1,222,503 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
Scenic Community Credit Union
Main Office4503 Hixson Pike
Hixson, TN 37343
Scenic Community Credit Union
8171 E Brainerd Rd
Chattanooga, TN 37421-4302
Scenic Community Credit Union
8821 Consolidated Dr
Soddy Daisy, TN 37379
Scenic Community Credit Union
9227 Lee Hwy
Ooltewah, TN 37363
Executive Offices
3847 Hixson Pike
Chattanooga, TN 37415
Who Can Join SCENIC COMMUNITY?
Membership Type: Community
Membership eligibility for SCENIC COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SCENIC COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. SCENIC COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SCENIC COMMUNITY has 14,159 members and a potential membership field of 500,000 people.
SCENIC COMMUNITY's net worth ratio is 9.67% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, SCENIC COMMUNITY meets this threshold.
SCENIC COMMUNITY operates 5 branch locations and has access to 4 ATMs. The main office is located at 4503 Hixson Pike, Hixson, TN 37343.
SCENIC COMMUNITY was established in 1954. It is a state-chartered credit union chartered under charter number 67747. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SCENIC COMMUNITY. All financial data is for informational purposes only.