SECURED ADVANTAGE
Federal • Simpsonville, South Carolina • Est. 1959
Quick Facts
- Charter Number
- #12877
- Type
- Federal
- Established
- 1959
- Headquarters
- Simpsonville, South Carolina 29681
- Address
- PO Box 1539
- Branches
- 2
- ATMs
- 2
- Members
- 6,285
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,285 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SECURED ADVANTAGE |
|---|---|
| Total Assets | $57.2M |
| Members | 6,285 |
| Loans Outstanding | $25.8M |
| Shares & Deposits | $49.8M |
| Net Worth | $7.2M |
| Net Worth Ratio | 12.56% |
| Loan-to-Share Ratio | 51.8% |
| Delinquency Rate | 0.94% |
| Net Income | +$401,262 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Home Office-SVL
Main Office116 NE Main St
Simpsonville, SC 29681-2656
Iowa Park
903 W Highway St
Iowa Park, TX 76367-1180
Who Can Join SECURED ADVANTAGE?
Membership Type: Occupational
Membership eligibility for SECURED ADVANTAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SECURED ADVANTAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Carolina RankingsFrequently Asked Questions
Yes. SECURED ADVANTAGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SECURED ADVANTAGE has 6,285 members and a potential membership field of 261,924 people.
SECURED ADVANTAGE's net worth ratio is 12.56% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.6%, SECURED ADVANTAGE meets this threshold.
SECURED ADVANTAGE operates 2 branch locations and has access to 2 ATMs. The main office is located at 116 NE Main St, Simpsonville, SC 29681-2656.
SECURED ADVANTAGE was established in 1959. It is a federal credit union chartered under charter number 12877. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SECURED ADVANTAGE. All financial data is for informational purposes only.