SEG
Federal • LAUREL, Montana • Est. 1951
Quick Facts
- Charter Number
- #7405
- Type
- Federal
- Established
- 1951
- Headquarters
- LAUREL, Montana 59044-3307
- Address
- PO BOX 69
- Branches
- 1
- Members
- 1,987
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,987 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SEG |
|---|---|
| Total Assets | $25.3M |
| Members | 1,987 |
| Loans Outstanding | $17.3M |
| Shares & Deposits | $21.9M |
| Net Worth | $3.1M |
| Net Worth Ratio | 12.35% |
| Loan-to-Share Ratio | 79.1% |
| Delinquency Rate | 0.41% |
| Net Income | +$395,473 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
SEG Federal Credit Union
Main Office617 SE 4th St
Laurel, MT 59044-3307
Who Can Join SEG?
Membership Type: Community
Membership eligibility for SEG may vary. Contact the credit union directly to confirm qualification requirements.
Contact SEG directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Montana RankingsFrequently Asked Questions
Yes. SEG is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SEG has 1,987 members and a potential membership field of 6,000 people.
SEG's net worth ratio is 12.35% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, SEG meets this threshold.
SEG operates 1 branch location. The main office is located at 617 SE 4th St, Laurel, MT 59044-3307.
SEG was established in 1951. It is a federal credit union chartered under charter number 7405. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SEG. All financial data is for informational purposes only.