SERVICE ONE
State-Chartered • Bowling Green, Kentucky • Est. 1963
Quick Facts
- Charter Number
- #62484
- Type
- State-Chartered
- Established
- 1963
- Headquarters
- Bowling Green, Kentucky 42102-6770
- Address
- PO Box 51770
- Branches
- 6
- ATMs
- 6
- Members
- 17,442
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
17,442 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SERVICE ONE |
|---|---|
| Total Assets | $265.1M |
| Members | 17,442 |
| Loans Outstanding | $207.0M |
| Shares & Deposits | $239.6M |
| Net Worth | $25.1M |
| Net Worth Ratio | 9.45% |
| Loan-to-Share Ratio | 86.4% |
| Delinquency Rate | 0.90% |
| Net Income | +$2,849,559 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Campbell Ln Office
Main Office1609 Campbell Ln
Bowling Green, KY 42104
Glasgow Office
116 Ensminger Dr
Glasgow, KY 42141
ByPass Office
103 State Street
Bowling Green, KY 42101
Hopkinsville Office
120 Griffin Bell Dr
Hopkinsville, KY 42240-8741
Russellville
540 E 4th St
Russellville, KY 42276-1856
Who Can Join SERVICE ONE?
Membership Type: Community
Membership eligibility for SERVICE ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SERVICE ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. SERVICE ONE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SERVICE ONE has 17,442 members and a potential membership field of 544,767 people.
SERVICE ONE's net worth ratio is 9.45% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.4%, SERVICE ONE meets this threshold.
SERVICE ONE operates 6 branch locations and has access to 6 ATMs. The main office is located at 1609 Campbell Ln, Bowling Green, KY 42104.
SERVICE ONE was established in 1963. It is a state-chartered credit union chartered under charter number 62484. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SERVICE ONE. All financial data is for informational purposes only.