SHARE ADVANTAGE
State-Chartered • Duluth, Minnesota • Est. 1926
Quick Facts
- Charter Number
- #60242
- Type
- State-Chartered
- Established
- 1926
- Headquarters
- Duluth, Minnesota 55811-1864
- Address
- 2502 Maple Grove Rd
- Branches
- 3
- ATMs
- 2
- Members
- 3,427
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,427 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SHARE ADVANTAGE |
|---|---|
| Total Assets | $58.5M |
| Members | 3,427 |
| Loans Outstanding | $37.3M |
| Shares & Deposits | $50.5M |
| Net Worth | $7.6M |
| Net Worth Ratio | 12.99% |
| Loan-to-Share Ratio | 73.9% |
| Delinquency Rate | 1.87% |
| Net Income | +$125,892 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
SMDC Branch
502 E 2nd St
Duluth, MN 55805-1913
Share Advantage Credit Union Main Office
Main Office2502 Maple Grove Rd
Duluth, MN 55811-1864
FISERV
2601 Network Blvd
Frisco, TX 75034
Who Can Join SHARE ADVANTAGE?
Membership Type: Community
Membership eligibility for SHARE ADVANTAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SHARE ADVANTAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
SHARE ADVANTAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SHARE ADVANTAGE has 3,427 members and a potential membership field of 21,453 people.
SHARE ADVANTAGE's reported net worth ratio is 12.99% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SHARE ADVANTAGE operates 3 branch locations and has access to 2 ATMs. The main office is located at 2502 Maple Grove Rd, Duluth, MN 55811-1864.
SHARE ADVANTAGE was established in 1926. It is a state-chartered credit union chartered under charter number 60242. The institution has been serving members for 100 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SHARE ADVANTAGE. All financial data is for informational purposes only.