SHELL
Federal • Deer Park, Texas • Est. 1937
Quick Facts
- Charter Number
- #1941
- Type
- Federal
- Established
- 1937
- Headquarters
- Deer Park, Texas 77536
- Address
- PO Box 578
- Branches
- 15
- ATMs
- 14
- Members
- 162,417
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
162,417 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SHELL |
|---|---|
| Total Assets | $2.0B |
| Members | 162,417 |
| Loans Outstanding | $1.5B |
| Shares & Deposits | $1.7B |
| Net Worth | $260.4M |
| Net Worth Ratio | 13.26% |
| Loan-to-Share Ratio | 90.8% |
| Delinquency Rate | 0.96% |
| Net Income | +$41,337,225 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
15 locations · 14 ATMs
Deer Park
301 E 13th St
Deer Park, TX 77536
Fairmont
5133 Fairmont Pkwy
Pasadena, TX 77505
Southmore
401 Southmore Ave
Pasadena, TX 77502
La Porte
11526 Spencer Hwy
La Porte, TX 77571
Pearland
11391 Monroe Rd
Houston, TX 77075-4877
Who Can Join SHELL?
Membership Type: Occupational
Membership eligibility for SHELL may vary. Contact the credit union directly to confirm qualification requirements.
Contact SHELL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. SHELL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SHELL has 162,417 members and a potential membership field of 3,618,692 people.
SHELL's net worth ratio is 13.26% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.3%, SHELL meets this threshold.
SHELL operates 15 branch locations and has access to 14 ATMs. The main office is located at 201 E 13th St, Deer Park, TX 77536-3260.
SHELL was established in 1937. It is a federal credit union chartered under charter number 1941. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SHELL. All financial data is for informational purposes only.