SHELTER INSURANCE
Federal • Columbia, Missouri • Est. 1979
Quick Facts
- Charter Number
- #23355
- Type
- Federal
- Established
- 1979
- Headquarters
- Columbia, Missouri 65218
- Address
- 1817 West Broadway
- Branches
- 1
- ATMs
- 1
- Members
- 2,915
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,915 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SHELTER INSURANCE |
|---|---|
| Total Assets | $39.2M |
| Members | 2,915 |
| Loans Outstanding | $8.2M |
| Shares & Deposits | $33.6M |
| Net Worth | $5.5M |
| Net Worth Ratio | 14.09% |
| Loan-to-Share Ratio | 24.4% |
| Delinquency Rate | 0.68% |
| Net Income | +$442,146 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Shelter Credit Union
Main Office1817 W Broadway
Columbia, MO 65218
Who Can Join SHELTER INSURANCE?
Membership Type: Community
Membership eligibility for SHELTER INSURANCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SHELTER INSURANCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. SHELTER INSURANCE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SHELTER INSURANCE has 2,915 members and a potential membership field of 5,000 people.
SHELTER INSURANCE's net worth ratio is 14.09% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.1%, SHELTER INSURANCE meets this threshold.
SHELTER INSURANCE operates 1 branch location and has access to 1 ATMs. The main office is located at 1817 W Broadway, Columbia, MO 65218.
SHELTER INSURANCE was established in 1979. It is a federal credit union chartered under charter number 23355. The institution has been serving members for 47 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SHELTER INSURANCE. All financial data is for informational purposes only.