SIU
State-Chartered • Carbondale, Illinois • Est. 1938
Quick Facts
- Charter Number
- #60279
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Carbondale, Illinois 62901-3126
- Address
- 1175 E Main St
- Branches
- 7
- ATMs
- 8
- Members
- 46,180
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
46,180 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SIU |
|---|---|
| Total Assets | $588.2M |
| Members | 46,180 |
| Loans Outstanding | $389.0M |
| Shares & Deposits | $518.2M |
| Net Worth | $66.8M |
| Net Worth Ratio | 11.36% |
| Loan-to-Share Ratio | 75.1% |
| Delinquency Rate | 0.88% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 8 ATMs
Corporate Office
Main Office1175 E Main St
Carbondale, IL 62901-3126
East Branch
395 N Giant City Rd
Carbondale, IL 62902-6403
West Branch
1217 W Main St
Carbondale, IL 62901-2225
Marion Branch
2809 Outer Dr
Marion, IL 62959-5252
Metropolis Branch
704 E 5th St Ste 1
Metropolis, IL 62960-2184
Who Can Join SIU?
Membership Type: Community
Membership eligibility for SIU may vary. Contact the credit union directly to confirm qualification requirements.
Contact SIU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
SIU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SIU has 46,180 members and a potential membership field of 510,623 people.
SIU's reported net worth ratio is 11.36% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SIU operates 7 branch locations and has access to 8 ATMs. The main office is located at 1175 E Main St, Carbondale, IL 62901-3126.
SIU was established in 1938. It is a state-chartered credit union chartered under charter number 60279. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SIU. All financial data is for informational purposes only.