SKEL-TEX
State-Chartered • Skellytown, Texas • Est. 1964
Quick Facts
- Charter Number
- #60396
- Type
- State-Chartered
- Established
- 1964
- Headquarters
- Skellytown, Texas 79080
- Address
- 404 Main St
- Branches
- 3
- Members
- 544
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
544 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SKEL-TEX |
|---|---|
| Total Assets | $6.2M |
| Members | 544 |
| Loans Outstanding | $2.7M |
| Shares & Deposits | $4.9M |
| Net Worth | $1.3M |
| Net Worth Ratio | 21.14% |
| Loan-to-Share Ratio | 55.2% |
| Delinquency Rate | 0.70% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Happy State Bank
1125 N Hobart St
Pampa, TX 79065
Skel-Tex Credit Union
Main Office404 Main St
Skellytown, TX 79080
Skellytown Branch Library
500 Chamberlain St
Skellytown, TX 79080
Who Can Join SKEL-TEX?
Membership Type: Community
Membership eligibility for SKEL-TEX may vary. Contact the credit union directly to confirm qualification requirements.
Contact SKEL-TEX directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
SKEL-TEX is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SKEL-TEX has 544 members and a potential membership field of 1,800 people.
SKEL-TEX's reported net worth ratio is 21.14% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SKEL-TEX operates 3 branch locations. The main office is located at 404 Main St, Skellytown, TX 79080.
SKEL-TEX was established in 1964. It is a state-chartered credit union chartered under charter number 60396. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SKEL-TEX. All financial data is for informational purposes only.