SKEL-TEX
State-Chartered • skellytown, Texas • Est. 1964
Quick Facts
- Charter Number
- #60396
- Type
- State-Chartered
- Established
- 1964
- Headquarters
- skellytown, Texas 79080
- Address
- PO Box 660
- Branches
- 3
- Members
- 544
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
544 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SKEL-TEX |
|---|---|
| Total Assets | $6.2M |
| Members | 544 |
| Loans Outstanding | $3.0M |
| Shares & Deposits | $4.9M |
| Net Worth | $1.3M |
| Net Worth Ratio | 21.12% |
| Loan-to-Share Ratio | 61.5% |
| Delinquency Rate | 0.73% |
| Net Income | +$55,516 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Happy State Bank
1125 N Hobart St
Pampa, TX 79065
Skel-Tex Credit Union
Main Office404 Main St
Skellytown, TX 79080
Skellytown Branch Library
500 Chamberlain St
Skellytown, TX 79080
Who Can Join SKEL-TEX?
Membership Type: Community
Membership eligibility for SKEL-TEX may vary. Contact the credit union directly to confirm qualification requirements.
Contact SKEL-TEX directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. SKEL-TEX is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SKEL-TEX has 544 members and a potential membership field of 1,800 people.
SKEL-TEX's net worth ratio is 21.12% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.1%, SKEL-TEX meets this threshold.
SKEL-TEX operates 3 branch locations. The main office is located at 404 Main St, Skellytown, TX 79080.
SKEL-TEX was established in 1964. It is a state-chartered credit union chartered under charter number 60396. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SKEL-TEX. All financial data is for informational purposes only.