SKY
Federal • Livingston, Montana • Est. 1935
Quick Facts
- Charter Number
- #761
- Type
- Federal
- Established
- 1935
- Headquarters
- Livingston, Montana 59047
- Address
- PO Box 1690
- Branches
- 6
- ATMs
- 6
- Members
- 12,666
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
12,666 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SKY |
|---|---|
| Total Assets | $199.7M |
| Members | 12,666 |
| Loans Outstanding | $120.0M |
| Shares & Deposits | $172.1M |
| Net Worth | $14.9M |
| Net Worth Ratio | 7.48% |
| Loan-to-Share Ratio | 69.7% |
| Delinquency Rate | 0.84% |
| Net Income | +$889,302 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Sky Federal Credit Union
777 E Main St Ste 102
Bozeman, MT 59715
Sky Federal Credit Union
Main Office111 N B St
Livingston, MT 59047
Sky Federal Credit Union
95 N Weaver St
Belgrade, MT 59714
Sky Federal Credit Union
233 McLeod St
Big TImber, MT 59011
Sky Federal Credit Union
1500 N 7th Ave
Bozeman, MT 59715-2523
Who Can Join SKY?
Membership Type: Other/Unknown
Membership eligibility for SKY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SKY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Montana RankingsFrequently Asked Questions
Yes. SKY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SKY has 12,666 members and a potential membership field of 1,011,743 people.
SKY's net worth ratio is 7.48% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.5%, SKY meets this threshold.
SKY operates 6 branch locations and has access to 6 ATMs. The main office is located at 111 N B St, Livingston, MT 59047.
SKY was established in 1935. It is a federal credit union chartered under charter number 761. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SKY. All financial data is for informational purposes only.