SKYPOINT
Federal • GERMANTOWN, Maryland • Est. 1968
Quick Facts
- Charter Number
- #18917
- Type
- Federal
- Established
- 1968
- Headquarters
- GERMANTOWN, Maryland 20874
- Address
- 19785 CRYSTAL ROCK DR, SUITE 201
- Branches
- 3
- ATMs
- 3
- Members
- 13,829
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
13,829 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SKYPOINT |
|---|---|
| Total Assets | $249.2M |
| Members | 13,829 |
| Loans Outstanding | $189.5M |
| Shares & Deposits | $190.3M |
| Net Worth | $29.3M |
| Net Worth Ratio | 11.77% |
| Loan-to-Share Ratio | 99.6% |
| Delinquency Rate | 1.67% |
| Net Income | +$2,107,172 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
SkyPoint FCU HQ and Branch
Main Office19785 CRYSTAL ROCK DR Ste 201
Germantown, MD 20874
SkyPoint FCU Rockville Branch
20 COURTHOUSE SQ Ste 101
ROCKVILLE, MD 20850
SkyPoint FCU Silver Spring Branch
8380 Colesville Rd Ste 201
Silver Spring, MD 20910
Who Can Join SKYPOINT?
Membership Type: Other/Unknown
Membership eligibility for SKYPOINT may vary. Contact the credit union directly to confirm qualification requirements.
Contact SKYPOINT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Browse all federally insured credit unions in Maryland, ranked by assets, members, and financial health score.
View Maryland RankingsFrequently Asked Questions
Yes. SKYPOINT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SKYPOINT has 13,829 members and a potential membership field of 2,400,000 people.
SKYPOINT's net worth ratio is 11.77% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.8%, SKYPOINT meets this threshold.
SKYPOINT operates 3 branch locations and has access to 3 ATMs. The main office is located at 19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874.
SKYPOINT was established in 1968. It is a federal credit union chartered under charter number 18917. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SKYPOINT. All financial data is for informational purposes only.