SKYPOINT
Federal • Germantown, Maryland • Est. 1968
Quick Facts
- Charter Number
- #18917
- Type
- Federal
- Established
- 1968
- Headquarters
- Germantown, Maryland 20874
- Address
- 19785 CRYSTAL ROCK DR Ste 201
- Branches
- 3
- ATMs
- 3
- Members
- 13,920
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
13,920 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SKYPOINT |
|---|---|
| Total Assets | $249.8M |
| Members | 13,920 |
| Loans Outstanding | $189.6M |
| Shares & Deposits | $195.8M |
| Net Worth | $29.6M |
| Net Worth Ratio | 11.83% |
| Loan-to-Share Ratio | 96.8% |
| Delinquency Rate | 1.54% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
SkyPoint FCU HQ and Branch
Main Office19785 CRYSTAL ROCK DR Ste 201
Germantown, MD 20874
SkyPoint FCU Rockville Branch
20 COURTHOUSE SQ Ste 101
Rockville, MD 20850
SkyPoint FCU Silver Spring Branch
8380 Colesville Rd Ste 201
Silver Spring, MD 20910
Who Can Join SKYPOINT?
Membership Type: Other/Unknown
Membership eligibility for SKYPOINT may vary. Contact the credit union directly to confirm qualification requirements.
Contact SKYPOINT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
SKYPOINT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SKYPOINT has 13,920 members and a potential membership field of 2,400,000 people.
SKYPOINT's reported net worth ratio is 11.83% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SKYPOINT operates 3 branch locations and has access to 3 ATMs. The main office is located at 19785 CRYSTAL ROCK DR Ste 201, Germantown, MD 20874.
SKYPOINT was established in 1968. It is a federal credit union chartered under charter number 18917. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SKYPOINT. All financial data is for informational purposes only.