SOUTH CENTRAL MISSOURI
State-Chartered • Willow Springs, Missouri • Est. 1954
Quick Facts
- Charter Number
- #64222
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Willow Springs, Missouri 65793
- Address
- PO Box 417
- Branches
- 1
- Members
- 1,936
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,936 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH CENTRAL MISSOURI |
|---|---|
| Total Assets | $9.4M |
| Members | 1,936 |
| Loans Outstanding | $3.3M |
| Shares & Deposits | $7.9M |
| Net Worth | $1.4M |
| Net Worth Ratio | 15.48% |
| Loan-to-Share Ratio | 42.2% |
| Delinquency Rate | 2.57% |
| Net Income | +$15,167 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
District 9 Highway Employees Credit Union
Main Office901 E Main St
Willow Springs, MO 65793
Who Can Join SOUTH CENTRAL MISSOURI?
Membership Type: Community
Membership eligibility for SOUTH CENTRAL MISSOURI may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH CENTRAL MISSOURI directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. SOUTH CENTRAL MISSOURI is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTH CENTRAL MISSOURI has 1,936 members and a potential membership field of 70,000 people.
SOUTH CENTRAL MISSOURI's net worth ratio is 15.48% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.5%, SOUTH CENTRAL MISSOURI meets this threshold.
SOUTH CENTRAL MISSOURI operates 1 branch location. The main office is located at 901 E Main St, Willow Springs, MO 65793.
SOUTH CENTRAL MISSOURI was established in 1954. It is a state-chartered credit union chartered under charter number 64222. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH CENTRAL MISSOURI. All financial data is for informational purposes only.