SOUTH CHARLESTON EMPLOYEES
Federal • South Charlesto, West Virginia • Est. 1965
Quick Facts
- Charter Number
- #16989
- Type
- Federal
- Established
- 1965
- Headquarters
- South Charlesto, West Virginia 25303
- Address
- 515 3rd Ave Ste 200
- Branches
- 1
- Members
- 1,213
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
1,213 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH CHARLESTON EMPLOYEES |
|---|---|
| Total Assets | $14.7M |
| Members | 1,213 |
| Loans Outstanding | $4.7M |
| Shares & Deposits | $6.2M |
| Net Worth | $8.5M |
| Net Worth Ratio | 57.59% |
| Loan-to-Share Ratio | 76.5% |
| Delinquency Rate | 4.01% |
| Net Income | +$127,902 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Credit Union Office
Main Office515 3rd Ave Ste 200
South Charleston, WV 25303
Who Can Join SOUTH CHARLESTON EMPLOYEES?
Membership Type: Occupational
Membership eligibility for SOUTH CHARLESTON EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH CHARLESTON EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. SOUTH CHARLESTON EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTH CHARLESTON EMPLOYEES has 1,213 members and a potential membership field of 2,500 people.
SOUTH CHARLESTON EMPLOYEES's net worth ratio is 57.59% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 57.6%, SOUTH CHARLESTON EMPLOYEES meets this threshold.
SOUTH CHARLESTON EMPLOYEES operates 1 branch location. The main office is located at 515 3rd Ave Ste 200, South Charleston, WV 25303.
SOUTH CHARLESTON EMPLOYEES was established in 1965. It is a federal credit union chartered under charter number 16989. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH CHARLESTON EMPLOYEES. All financial data is for informational purposes only.