SOUTH METRO
Federal • PRIOR LAKE, Minnesota • Est. 1993
Quick Facts
- Charter Number
- #24482
- Type
- Federal
- Established
- 1993
- Headquarters
- PRIOR LAKE, Minnesota 55372
- Address
- 2573 CREDIT UNION DR
- Branches
- 2
- ATMs
- 2
- Members
- 4,931
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
4,931 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH METRO |
|---|---|
| Total Assets | $181.7M |
| Members | 4,931 |
| Loans Outstanding | $124.3M |
| Shares & Deposits | $170.0M |
| Net Worth | $15.0M |
| Net Worth Ratio | 8.24% |
| Loan-to-Share Ratio | 73.2% |
| Delinquency Rate | 0.37% |
| Net Income | +$81,232 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
MAIN BRANCH
Main Office2573 Credit Union Dr
PRIOR LAKE, MN 55372
Southbridge
8001 Old Carriage Ct Ste A
Shakopee, MN 55379
Who Can Join SOUTH METRO?
Membership Type: Other/Unknown
Membership eligibility for SOUTH METRO may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH METRO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. SOUTH METRO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTH METRO has 4,931 members and a potential membership field of 1,543,168 people.
SOUTH METRO's net worth ratio is 8.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.2%, SOUTH METRO meets this threshold.
SOUTH METRO operates 2 branch locations and has access to 2 ATMs. The main office is located at 2573 Credit Union Dr, PRIOR LAKE, MN 55372.
SOUTH METRO was established in 1993. It is a federal credit union chartered under charter number 24482. The institution has been serving members for 33 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH METRO. All financial data is for informational purposes only.