SOUTH METRO
Federal • Prior Lake, Minnesota • Est. 1993
Quick Facts
- Charter Number
- #24482
- Type
- Federal
- Established
- 1993
- Headquarters
- Prior Lake, Minnesota 55372
- Address
- 2573 Credit Union Dr
- Branches
- 2
- ATMs
- 2
- Members
- 6,068
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,068 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH METRO |
|---|---|
| Total Assets | $183.4M |
| Members | 6,068 |
| Loans Outstanding | $131.0M |
| Shares & Deposits | $171.7M |
| Net Worth | $15.0M |
| Net Worth Ratio | 8.16% |
| Loan-to-Share Ratio | 76.3% |
| Delinquency Rate | 0.21% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
MAIN BRANCH
Main Office2573 Credit Union Dr
Prior Lake, MN 55372
Southbridge
8001 Old Carriage Ct Ste A
Shakopee, MN 55379
Who Can Join SOUTH METRO?
Membership Type: Other/Unknown
Membership eligibility for SOUTH METRO may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH METRO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
SOUTH METRO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTH METRO has 6,068 members and a potential membership field of 1,543,168 people.
SOUTH METRO's reported net worth ratio is 8.16% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTH METRO operates 2 branch locations and has access to 2 ATMs. The main office is located at 2573 Credit Union Dr, Prior Lake, MN 55372.
SOUTH METRO was established in 1993. It is a federal credit union chartered under charter number 24482. The institution has been serving members for 33 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH METRO. All financial data is for informational purposes only.