SOUTH TEXAS
Federal • McAllen, Texas • Est. 1952
Quick Facts
- Charter Number
- #8237
- Type
- Federal
- Established
- 1952
- Headquarters
- McAllen, Texas 78504-4064
- Address
- 2121 W Dove Ave
- Branches
- 3
- ATMs
- 2
- Members
- 6,195
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,195 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTH TEXAS |
|---|---|
| Total Assets | $68.9M |
| Members | 6,195 |
| Loans Outstanding | $19.5M |
| Shares & Deposits | $63.6M |
| Net Worth | $5.8M |
| Net Worth Ratio | 8.43% |
| Loan-to-Share Ratio | 30.6% |
| Delinquency Rate | 1.20% |
| Net Income | +$17,976 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Main Office
Main Office2121 W Dove Ave
McAllen, TX 78504-4064
Branch Office
401 N Westgate Dr
Weslaco, TX 78596-2705
Disaster Location
401 N Westgate Dr
Weslaco, TX 78596
Who Can Join SOUTH TEXAS?
Membership Type: Community
Membership eligibility for SOUTH TEXAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTH TEXAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
SOUTH TEXAS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTH TEXAS has 6,195 members and a potential membership field of 142,210 people.
SOUTH TEXAS's reported net worth ratio is 8.43% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTH TEXAS operates 3 branch locations and has access to 2 ATMs. The main office is located at 2121 W Dove Ave, McAllen, TX 78504-4064.
SOUTH TEXAS was established in 1952. It is a federal credit union chartered under charter number 8237. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTH TEXAS. All financial data is for informational purposes only.