SOUTHEAST FINANCIAL
State-Chartered • FRANKLIN, Tennessee • Est. 1936
Quick Facts
- Charter Number
- #68599
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- FRANKLIN, Tennessee 37064
- Address
- 220 SOUTH ROYAL OAKS
- Branches
- 12
- ATMs
- 9
- Members
- 37,059
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
37,059 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHEAST FINANCIAL |
|---|---|
| Total Assets | $463.7M |
| Members | 37,059 |
| Loans Outstanding | $380.4M |
| Shares & Deposits | $425.4M |
| Net Worth | $36.6M |
| Net Worth Ratio | 7.90% |
| Loan-to-Share Ratio | 89.4% |
| Delinquency Rate | 0.65% |
| Net Income | +$2,345,810 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 9 ATMs
Franklin
Main Office220 S Royal Oaks Blvd
Franklin, TN 37064-5313
Bowling Green
1207 Ashley Cir
Bowling Green, KY 42104-3383
Briley South
1314 Vultee Blvd
Nashville, TN 37217
JRP
444 James Robertson Pkwy
Nashville, TN 37219
Brentwood
5110 Maryland Way Ste 100
Brentwood, TN 37027
Who Can Join SOUTHEAST FINANCIAL?
Membership Type: Community
Membership eligibility for SOUTHEAST FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHEAST FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. SOUTHEAST FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTHEAST FINANCIAL has 37,059 members and a potential membership field of 1,156,441 people.
SOUTHEAST FINANCIAL's net worth ratio is 7.90% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.9%, SOUTHEAST FINANCIAL meets this threshold.
SOUTHEAST FINANCIAL operates 12 branch locations and has access to 9 ATMs. The main office is located at 220 S Royal Oaks Blvd, Franklin, TN 37064-5313.
SOUTHEAST FINANCIAL was established in 1936. It is a state-chartered credit union chartered under charter number 68599. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHEAST FINANCIAL. All financial data is for informational purposes only.