SOUTHERN MIDDLESEX CO TCHRS
Federal • East Brunswick, New Jersey • Est. 1939
Quick Facts
- Charter Number
- #3126
- Type
- Federal
- Established
- 1939
- Headquarters
- East Brunswick, New Jersey 08816-5601
- Address
- 39 Brunswick Woods Dr
- Branches
- 1
- Members
- 2,912
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
2,912 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHERN MIDDLESEX CO TCHRS |
|---|---|
| Total Assets | $45.8M |
| Members | 2,912 |
| Loans Outstanding | $12.9M |
| Shares & Deposits | $40.8M |
| Net Worth | $4.9M |
| Net Worth Ratio | 10.73% |
| Loan-to-Share Ratio | 31.6% |
| Delinquency Rate | 2.71% |
| Net Income | +$514,489 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Southern Middlesex County Teachers FCU
Main Office39 Brunswick Woods Dr
East Brunswick, NJ 08816-5601
Who Can Join SOUTHERN MIDDLESEX CO TCHRS?
Membership Type: Community
Membership eligibility for SOUTHERN MIDDLESEX CO TCHRS may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHERN MIDDLESEX CO TCHRS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. SOUTHERN MIDDLESEX CO TCHRS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTHERN MIDDLESEX CO TCHRS has 2,912 members and a potential membership field of 7,500 people.
SOUTHERN MIDDLESEX CO TCHRS's net worth ratio is 10.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, SOUTHERN MIDDLESEX CO TCHRS meets this threshold.
SOUTHERN MIDDLESEX CO TCHRS operates 1 branch location. The main office is located at 39 Brunswick Woods Dr, East Brunswick, NJ 08816-5601.
SOUTHERN MIDDLESEX CO TCHRS was established in 1939. It is a federal credit union chartered under charter number 3126. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHERN MIDDLESEX CO TCHRS. All financial data is for informational purposes only.