SOUTHERN PINE
State-Chartered • Lake Park, Georgia • Est. 1991
Quick Facts
- Charter Number
- #67403
- Type
- State-Chartered
- Established
- 1991
- Headquarters
- Lake Park, Georgia 31636
- Address
- P. O. Box 1029
- Branches
- 2
- Members
- 1,232
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,232 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHERN PINE |
|---|---|
| Total Assets | $29.9M |
| Members | 1,232 |
| Loans Outstanding | $17.8M |
| Shares & Deposits | $23.4M |
| Net Worth | $6.4M |
| Net Worth Ratio | 21.42% |
| Loan-to-Share Ratio | 76.1% |
| Delinquency Rate | 1.60% |
| Net Income | +$2,034,979 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main office
Main Office5495 Clyattville Lake Park Rd
Valdosta, GA 31601-0871
Vital Records
5495 Clyattville Lake Park Rd
Valdosta, GA 31601
Who Can Join SOUTHERN PINE?
Membership Type: Community
Membership eligibility for SOUTHERN PINE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHERN PINE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. SOUTHERN PINE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTHERN PINE has 1,232 members and a potential membership field of 7,000 people.
SOUTHERN PINE's net worth ratio is 21.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.4%, SOUTHERN PINE meets this threshold.
SOUTHERN PINE operates 2 branch locations. The main office is located at 5495 Clyattville Lake Park Rd, Valdosta, GA 31601-0871.
SOUTHERN PINE was established in 1991. It is a state-chartered credit union chartered under charter number 67403. The institution has been serving members for 35 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHERN PINE. All financial data is for informational purposes only.