SOUTHPOINT FINANCIAL
State-Chartered • Sleepy Eye, Minnesota • Est. 1936
Quick Facts
- Charter Number
- #68667
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Sleepy Eye, Minnesota 56085-4380
- Address
- 924 Main St E
- Branches
- 9
- ATMs
- 8
- Members
- 34,392
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
34,392 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHPOINT FINANCIAL |
|---|---|
| Total Assets | $620.0M |
| Members | 34,392 |
| Loans Outstanding | $454.7M |
| Shares & Deposits | $539.1M |
| Net Worth | $67.0M |
| Net Worth Ratio | 10.81% |
| Loan-to-Share Ratio | 84.3% |
| Delinquency Rate | 0.15% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
9 locations · 8 ATMs
Sleepy Eye
920 Main St E
Sleepy Eye, MN 56085-4380
New Ulm
706 N German St
New Ulm, MN 56073-1102
Springfield
975 Central St
Springfield, MN 56087-1133
Sleepy Eye Administrative Office
Main Office924 Main St E
Sleepy Eye, MN 56085-4380
St. Peter
105 S 3rd St Ste 100
Saint Peter, MN 56082
Who Can Join SOUTHPOINT FINANCIAL?
Membership Type: Community
Membership eligibility for SOUTHPOINT FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHPOINT FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
SOUTHPOINT FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTHPOINT FINANCIAL has 34,392 members and a potential membership field of 1,758,041 people.
SOUTHPOINT FINANCIAL's reported net worth ratio is 10.81% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTHPOINT FINANCIAL operates 9 branch locations and has access to 8 ATMs. The main office is located at 924 Main St E, Sleepy Eye, MN 56085-4380.
SOUTHPOINT FINANCIAL was established in 1936. It is a state-chartered credit union chartered under charter number 68667. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHPOINT FINANCIAL. All financial data is for informational purposes only.