SOUTHPOINT FINANCIAL
State-Chartered • SLEEPY EYE, Minnesota • Est. 1936
Quick Facts
- Charter Number
- #68667
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- SLEEPY EYE, Minnesota 56085-4380
- Address
- 924 MAIN ST E
- Branches
- 9
- ATMs
- 8
- Members
- 33,925
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
33,925 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHPOINT FINANCIAL |
|---|---|
| Total Assets | $609.9M |
| Members | 33,925 |
| Loans Outstanding | $451.3M |
| Shares & Deposits | $514.4M |
| Net Worth | $65.7M |
| Net Worth Ratio | 10.77% |
| Loan-to-Share Ratio | 87.7% |
| Delinquency Rate | 0.45% |
| Net Income | +$4,201,325 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 8 ATMs
Sleepy Eye
920 Main St E
Sleepy Eye, MN 56085-4380
New Ulm
706 N German St
New Ulm, MN 56073-1102
Springfield
975 Central St
Springfield, MN 56087-1133
Sleepy Eye Administrative Office
Main Office924 Main St E
Sleepy Eye, MN 56085-4380
St. Peter
105 S 3rd St Ste 100
Saint Peter, MN 56082
Who Can Join SOUTHPOINT FINANCIAL?
Membership Type: Community
Membership eligibility for SOUTHPOINT FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHPOINT FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. SOUTHPOINT FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTHPOINT FINANCIAL has 33,925 members and a potential membership field of 1,758,719 people.
SOUTHPOINT FINANCIAL's net worth ratio is 10.77% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, SOUTHPOINT FINANCIAL meets this threshold.
SOUTHPOINT FINANCIAL operates 9 branch locations and has access to 8 ATMs. The main office is located at 924 Main St E, Sleepy Eye, MN 56085-4380.
SOUTHPOINT FINANCIAL was established in 1936. It is a state-chartered credit union chartered under charter number 68667. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHPOINT FINANCIAL. All financial data is for informational purposes only.