SOUTHWEST HERITAGE
State-Chartered • Odessa, Texas • Est. 1949
Quick Facts
- Charter Number
- #60533
- Type
- State-Chartered
- Established
- 1949
- Headquarters
- Odessa, Texas 79765-8511
- Address
- 4100 N Faudree Rd
- Branches
- 5
- ATMs
- 2
- Members
- 13,108
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
13,108 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHWEST HERITAGE |
|---|---|
| Total Assets | $262.5M |
| Members | 13,108 |
| Loans Outstanding | $155.8M |
| Shares & Deposits | $227.8M |
| Net Worth | $33.8M |
| Net Worth Ratio | 12.88% |
| Loan-to-Share Ratio | 68.4% |
| Delinquency Rate | 0.15% |
| Net Income | +$764,452 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 2 ATMs
Main Office
2809 John Ben Shepperd Pkwy
Odessa, TX 79762-8125
West Branch
930 W University Blvd
Odessa, TX 79764-7114
Faudree
Main Office4100 N Faudree Rd
Odessa, TX 79765-8511
Wink Office
309 E Hendricks Blvd
Wink, TX 79789
West Loop Branch
2489 W University Blvd
Odessa, TX 79764
Who Can Join SOUTHWEST HERITAGE?
Membership Type: Community
Membership eligibility for SOUTHWEST HERITAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHWEST HERITAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
SOUTHWEST HERITAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SOUTHWEST HERITAGE has 13,108 members and a potential membership field of 200,000 people.
SOUTHWEST HERITAGE's reported net worth ratio is 12.88% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SOUTHWEST HERITAGE operates 5 branch locations and has access to 2 ATMs. The main office is located at 4100 N Faudree Rd, Odessa, TX 79765-8511.
SOUTHWEST HERITAGE was established in 1949. It is a state-chartered credit union chartered under charter number 60533. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHWEST HERITAGE. All financial data is for informational purposes only.