SOUTHWEST MONTANA COMMUNITY
Federal • Anaconda, Montana • Est. 1941
Quick Facts
- Charter Number
- #4401
- Type
- Federal
- Established
- 1941
- Headquarters
- Anaconda, Montana 59711
- Address
- 1035 West Park
- Branches
- 5
- ATMs
- 2
- Members
- 11,651
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
11,651 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SOUTHWEST MONTANA COMMUNITY |
|---|---|
| Total Assets | $206.7M |
| Members | 11,651 |
| Loans Outstanding | $117.9M |
| Shares & Deposits | $186.3M |
| Net Worth | $23.5M |
| Net Worth Ratio | 11.35% |
| Loan-to-Share Ratio | 63.3% |
| Delinquency Rate | 1.41% |
| Net Income | +$2,099,368 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 2 ATMs
Anaconda
Main Office1035 W Park Ave
Anaconda, MT 59711
Butte
1925 Elizabeth Warren Ave
Butte, MT 59701-3909
Dillon
222 S Pacific St
Dillon, MT 59725
Sheridan
103 S Main St
Sheridan, MT 59749
Whitehall
9 N Main St
Whitehall, MT 59759
Who Can Join SOUTHWEST MONTANA COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for SOUTHWEST MONTANA COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SOUTHWEST MONTANA COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Montana RankingsFrequently Asked Questions
Yes. SOUTHWEST MONTANA COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SOUTHWEST MONTANA COMMUNITY has 11,651 members and a potential membership field of 85,000 people.
SOUTHWEST MONTANA COMMUNITY's net worth ratio is 11.35% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, SOUTHWEST MONTANA COMMUNITY meets this threshold.
SOUTHWEST MONTANA COMMUNITY operates 5 branch locations and has access to 2 ATMs. The main office is located at 1035 W Park Ave, Anaconda, MT 59711.
SOUTHWEST MONTANA COMMUNITY was established in 1941. It is a federal credit union chartered under charter number 4401. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SOUTHWEST MONTANA COMMUNITY. All financial data is for informational purposes only.