SPC
State-Chartered • Hartsville, South Carolina • Est. 1949
Quick Facts
- Charter Number
- #60686
- Type
- State-Chartered
- Established
- 1949
- Headquarters
- Hartsville, South Carolina 29550-4136
- Address
- 204 N 5th St
- Branches
- 7
- ATMs
- 8
- Members
- 25,924
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
25,924 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SPC |
|---|---|
| Total Assets | $266.2M |
| Members | 25,924 |
| Loans Outstanding | $153.4M |
| Shares & Deposits | $235.8M |
| Net Worth | $30.0M |
| Net Worth Ratio | 11.29% |
| Loan-to-Share Ratio | 65.1% |
| Delinquency Rate | 1.08% |
| Net Income | +$558,121 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 8 ATMs
Main Office
Main Office204 N 5th St
Hartsville, SC 29550-4136
Darlington Branch
609 N Main St
Darlington, SC 29532-2145
Bennettsville Branch
204 15/401 By-Pass East
Bennettsville, SC 29512-4440
Florence Branch
1312 Celebration Blvd
Florence, SC 29501
Disaster Recovery/Backup Cold
204 15/401 By-Pass
Bennettsville, SC 29512
Who Can Join SPC?
Membership Type: Community
Membership eligibility for SPC may vary. Contact the credit union directly to confirm qualification requirements.
Contact SPC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Carolina RankingsFrequently Asked Questions
SPC is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SPC has 25,924 members and a potential membership field of 279,606 people.
SPC's reported net worth ratio is 11.29% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SPC operates 7 branch locations and has access to 8 ATMs. The main office is located at 204 N 5th St, Hartsville, SC 29550-4136.
SPC was established in 1949. It is a state-chartered credit union chartered under charter number 60686. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SPC. All financial data is for informational purposes only.