SPC
State-Chartered • HARTSVILLE, South Carolina • Est. 1949
Quick Facts
- Charter Number
- #60686
- Type
- State-Chartered
- Established
- 1949
- Headquarters
- HARTSVILLE, South Carolina 29551
- Address
- P.O. BOX 1355
- Branches
- 7
- ATMs
- 8
- Members
- 25,722
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
25,722 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SPC |
|---|---|
| Total Assets | $253.9M |
| Members | 25,722 |
| Loans Outstanding | $158.1M |
| Shares & Deposits | $224.9M |
| Net Worth | $29.5M |
| Net Worth Ratio | 11.61% |
| Loan-to-Share Ratio | 70.3% |
| Delinquency Rate | 1.32% |
| Net Income | +$3,656,726 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 8 ATMs
Main Office
Main Office204 N 5th St
Hartsville, SC 29550-4136
Darlington Branch
609 N Main St
Darlington, SC 29532-2145
Bennettsville Branch
204 15/401 By-Pass East
Bennettsville, SC 29512-4440
Florence Branch
1312 Celebration Blvd
Florence, SC 29501
Disaster Recovery/Backup Cold
204 15/401 By-Pass
Bennettsville, SC 29512
Who Can Join SPC?
Membership Type: Community
Membership eligibility for SPC may vary. Contact the credit union directly to confirm qualification requirements.
Contact SPC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Browse all federally insured credit unions in South Carolina, ranked by assets, members, and financial health score.
View South Carolina RankingsFrequently Asked Questions
Yes. SPC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SPC has 25,722 members and a potential membership field of 279,606 people.
SPC's net worth ratio is 11.61% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, SPC meets this threshold.
SPC operates 7 branch locations and has access to 8 ATMs. The main office is located at 204 N 5th St, Hartsville, SC 29550-4136.
SPC was established in 1949. It is a state-chartered credit union chartered under charter number 60686. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SPC. All financial data is for informational purposes only.