ST. JAMES PARISH
State-Chartered • Cincinnati, Ohio • Est. 1939
Quick Facts
- Charter Number
- #62624
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- Cincinnati, Ohio 45247-6120
- Address
- 6195 Cheviot Rd
- Branches
- 1
- Members
- 808
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
808 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ST. JAMES PARISH |
|---|---|
| Total Assets | $6.0M |
| Members | 808 |
| Loans Outstanding | $3.7M |
| Shares & Deposits | $4.3M |
| Net Worth | $1.2M |
| Net Worth Ratio | 20.94% |
| Loan-to-Share Ratio | 85.0% |
| Delinquency Rate | 0.46% |
| Net Income | +$40,641 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
St. James Parish Credit Union
Main Office6195 Cheviot Rd
Cincinnati, OH 45247-6120
Who Can Join ST. JAMES PARISH?
Membership Type: Community
Membership eligibility for ST. JAMES PARISH may vary. Contact the credit union directly to confirm qualification requirements.
Contact ST. JAMES PARISH directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Browse all federally insured credit unions in Ohio, ranked by assets, members, and financial health score.
View Ohio RankingsFrequently Asked Questions
Yes. ST. JAMES PARISH is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ST. JAMES PARISH has 808 members and a potential membership field of 1,705 people.
ST. JAMES PARISH's net worth ratio is 20.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.9%, ST. JAMES PARISH meets this threshold.
ST. JAMES PARISH operates 1 branch location. The main office is located at 6195 Cheviot Rd, Cincinnati, OH 45247-6120.
ST. JAMES PARISH was established in 1939. It is a state-chartered credit union chartered under charter number 62624. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ST. JAMES PARISH. All financial data is for informational purposes only.