ST. THOMAS
State-Chartered • Nashville, Tennessee • Est. 1959
Quick Facts
- Charter Number
- #68071
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- Nashville, Tennessee 37205
- Address
- 4230 Harding Pike Ste 103
- Branches
- 1
- ATMs
- 1
- Members
- 2,445
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
2,445 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ST. THOMAS |
|---|---|
| Total Assets | $38.0M |
| Members | 2,445 |
| Loans Outstanding | $28.2M |
| Shares & Deposits | $33.2M |
| Net Worth | $4.5M |
| Net Worth Ratio | 11.87% |
| Loan-to-Share Ratio | 85.1% |
| Delinquency Rate | 3.15% |
| Net Income | +$479,402 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
STCU MAIN OFFICE
Main Office4230 Harding Pike Ste 103
Nashville, TN 37205
Who Can Join ST. THOMAS?
Membership Type: Community
Membership eligibility for ST. THOMAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact ST. THOMAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Browse all federally insured credit unions in Tennessee, ranked by assets, members, and financial health score.
View Tennessee RankingsFrequently Asked Questions
Yes. ST. THOMAS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ST. THOMAS has 2,445 members and a potential membership field of 8,000 people.
ST. THOMAS's net worth ratio is 11.87% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, ST. THOMAS meets this threshold.
ST. THOMAS operates 1 branch location and has access to 1 ATMs. The main office is located at 4230 Harding Pike Ste 103, Nashville, TN 37205.
ST. THOMAS was established in 1959. It is a state-chartered credit union chartered under charter number 68071. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ST. THOMAS. All financial data is for informational purposes only.