STATE EMPLOYEES COMMUNITY
State-Chartered • Alton, Illinois • Est. 1952
Quick Facts
- Charter Number
- #65259
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Alton, Illinois 62002
- Address
- 4500 College Avenue Ste 200
- Branches
- 1
- Members
- 1,027
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,027 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | STATE EMPLOYEES COMMUNITY |
|---|---|
| Total Assets | $6.3M |
| Members | 1,027 |
| Loans Outstanding | $4.0M |
| Shares & Deposits | $5.0M |
| Net Worth | $1.3M |
| Net Worth Ratio | 20.68% |
| Loan-to-Share Ratio | 78.9% |
| Delinquency Rate | 0.06% |
| Net Income | +$61,066 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
4500 College Avenue
Main Office4500 College Ave Ste 200
Alton, IL 62002-5013
Who Can Join STATE EMPLOYEES COMMUNITY?
Membership Type: Community
Membership eligibility for STATE EMPLOYEES COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact STATE EMPLOYEES COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. STATE EMPLOYEES COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, STATE EMPLOYEES COMMUNITY has 1,027 members and a potential membership field of 5,000 people.
STATE EMPLOYEES COMMUNITY's net worth ratio is 20.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.7%, STATE EMPLOYEES COMMUNITY meets this threshold.
STATE EMPLOYEES COMMUNITY operates 1 branch location. The main office is located at 4500 College Ave Ste 200, Alton, IL 62002-5013.
STATE EMPLOYEES COMMUNITY was established in 1952. It is a state-chartered credit union chartered under charter number 65259. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or STATE EMPLOYEES COMMUNITY. All financial data is for informational purposes only.