SUMMIT
State-Chartered • Greensboro, North Carolina • Est. 1935
Quick Facts
- Charter Number
- #63020
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Greensboro, North Carolina 27409
- Address
- 8210 W Market St
- Branches
- 8
- ATMs
- 5
- Members
- 37,288
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
37,288 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SUMMIT |
|---|---|
| Total Assets | $360.3M |
| Members | 37,288 |
| Loans Outstanding | $232.7M |
| Shares & Deposits | $291.4M |
| Net Worth | $55.6M |
| Net Worth Ratio | 15.41% |
| Loan-to-Share Ratio | 79.9% |
| Delinquency Rate | 0.93% |
| Net Income | +$6,100,142 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 5 ATMs
Summit Credit Union
Main Office8210 W Market St
Greensboro, NC 27409
Summit Credit Union
800 Summit Ave
Greensboro, NC 27405
Summit Credit Union
1100 S Stratford Rd Ste 400B
Winston Salem, NC 27103-3217
Summit Credit Union
3840 Ed Dr Ste 100
Raleigh, NC 27612-8097
Summit Credit Union
102 1st Ave NE
Hickory, NC 28601-6207
Who Can Join SUMMIT?
Membership Type: Community
Membership eligibility for SUMMIT may vary. Contact the credit union directly to confirm qualification requirements.
Contact SUMMIT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. SUMMIT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SUMMIT has 37,288 members and a potential membership field of 103,688 people.
SUMMIT's net worth ratio is 15.41% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.4%, SUMMIT meets this threshold.
SUMMIT operates 8 branch locations and has access to 5 ATMs. The main office is located at 8210 W Market St, Greensboro, NC 27409.
SUMMIT was established in 1935. It is a state-chartered credit union chartered under charter number 63020. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SUMMIT. All financial data is for informational purposes only.