SUMMIT RIDGE
State-Chartered • LEES SUMMIT, Missouri • Est. 1955
Quick Facts
- Charter Number
- #64394
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- LEES SUMMIT, Missouri 64064
- Address
- 3485 NE RALPH POWELL RD
- Branches
- 2
- Members
- 1,755
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,755 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SUMMIT RIDGE |
|---|---|
| Total Assets | $18.8M |
| Members | 1,755 |
| Loans Outstanding | $9.3M |
| Shares & Deposits | $17.1M |
| Net Worth | $1.6M |
| Net Worth Ratio | 8.62% |
| Loan-to-Share Ratio | 54.5% |
| Delinquency Rate | 2.23% |
| Net Income | +$150,524 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Systronincs Inc
14902 W 117th St
Olathe, KS 66062
Summit Ridge Credit Union
Main Office3485 NE Ralph Powell Rd
Lees Summit, MO 64064
Who Can Join SUMMIT RIDGE?
Membership Type: Community
Membership eligibility for SUMMIT RIDGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact SUMMIT RIDGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Missouri
Browse all federally insured credit unions in Missouri, ranked by assets, members, and financial health score.
View Missouri RankingsFrequently Asked Questions
Yes. SUMMIT RIDGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SUMMIT RIDGE has 1,755 members and a potential membership field of 3,510 people.
SUMMIT RIDGE's net worth ratio is 8.62% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.6%, SUMMIT RIDGE meets this threshold.
SUMMIT RIDGE operates 2 branch locations. The main office is located at 3485 NE Ralph Powell Rd, Lees Summit, MO 64064.
SUMMIT RIDGE was established in 1955. It is a state-chartered credit union chartered under charter number 64394. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SUMMIT RIDGE. All financial data is for informational purposes only.