SWEMP
Federal • TEXARKANA, Texas • Est. 1946
Quick Facts
- Charter Number
- #5325
- Type
- Federal
- Established
- 1946
- Headquarters
- TEXARKANA, Texas 75501
- Address
- 601 OLIVE ST
- Branches
- 1
- Members
- 989
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
989 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SWEMP |
|---|---|
| Total Assets | $11.8M |
| Members | 989 |
| Loans Outstanding | $9.2M |
| Shares & Deposits | $9.3M |
| Net Worth | $2.5M |
| Net Worth Ratio | 20.99% |
| Loan-to-Share Ratio | 98.1% |
| Delinquency Rate | 0.94% |
| Net Income | +$133,439 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
SWEMP FEDERAL CU
Main Office601 OLIVE ST
TEXARKANA, TX 75501
Who Can Join SWEMP?
Membership Type: Community
Membership eligibility for SWEMP may vary. Contact the credit union directly to confirm qualification requirements.
Contact SWEMP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. SWEMP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SWEMP has 989 members and a potential membership field of 1,010 people.
SWEMP's net worth ratio is 20.99% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.0%, SWEMP meets this threshold.
SWEMP operates 1 branch location. The main office is located at 601 OLIVE ST, TEXARKANA, TX 75501.
SWEMP was established in 1946. It is a federal credit union chartered under charter number 5325. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SWEMP. All financial data is for informational purposes only.