SYNERGY
Federal • San Antonio, Texas • Est. 1980
Quick Facts
- Charter Number
- #23605
- Type
- Federal
- Established
- 1980
- Headquarters
- San Antonio, Texas 78249-1616
- Address
- 1 Valero Way
- Branches
- 7
- ATMs
- 7
- Members
- 12,314
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,314 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SYNERGY |
|---|---|
| Total Assets | $345.5M |
| Members | 12,314 |
| Loans Outstanding | $256.4M |
| Shares & Deposits | $293.9M |
| Net Worth | $51.5M |
| Net Worth Ratio | 14.89% |
| Loan-to-Share Ratio | 87.2% |
| Delinquency Rate | 0.47% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 7 ATMs
Main Office
Main Office1 Valero Way
San Antonio, TX 78249-1616
Corpus Christi
1147 Cantwell Ln
Corpus Christi, TX 78407
Houston
9701 Manchester St
Houston, TX 77012-2408
Texas City
1201 25th Ave N
Texas City, TX 77590-5525
Port Arthur
1801 S Gulfway Dr
Port Arthur, TX 77640-4416
Who Can Join SYNERGY?
Membership Type: Community
Membership eligibility for SYNERGY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SYNERGY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
SYNERGY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SYNERGY has 12,314 members and a potential membership field of 1,758,320 people.
SYNERGY's reported net worth ratio is 14.89% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SYNERGY operates 7 branch locations and has access to 7 ATMs. The main office is located at 1 Valero Way, San Antonio, TX 78249-1616.
SYNERGY was established in 1980. It is a federal credit union chartered under charter number 23605. The institution has been serving members for 46 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SYNERGY. All financial data is for informational purposes only.