TEL-U-WATT
Federal • Minot, North Dakota • Est. 1935
Quick Facts
- Charter Number
- #146
- Type
- Federal
- Established
- 1935
- Headquarters
- Minot, North Dakota 58701
- Address
- 24 2nd Ave SE
- Branches
- 1
- Members
- 341
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
341 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TEL-U-WATT |
|---|---|
| Total Assets | $5.5M |
| Members | 341 |
| Loans Outstanding | $4.0M |
| Shares & Deposits | $5.0M |
| Net Worth | $511K |
| Net Worth Ratio | 9.34% |
| Loan-to-Share Ratio | 80.3% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Main Office
Main Office24 2nd Ave SE
Minot, ND 58701
Who Can Join TEL-U-WATT?
Membership Type: Community
Membership eligibility for TEL-U-WATT may vary. Contact the credit union directly to confirm qualification requirements.
Contact TEL-U-WATT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Dakota RankingsFrequently Asked Questions
TEL-U-WATT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TEL-U-WATT has 341 members and a potential membership field of 425 people.
TEL-U-WATT's reported net worth ratio is 9.34% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TEL-U-WATT operates 1 branch location. The main office is located at 24 2nd Ave SE, Minot, ND 58701.
TEL-U-WATT was established in 1935. It is a federal credit union chartered under charter number 146. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TEL-U-WATT. All financial data is for informational purposes only.