TEL-U-WATT
Federal • MINOT, North Dakota • Est. 1935
Quick Facts
- Charter Number
- #146
- Type
- Federal
- Established
- 1935
- Headquarters
- MINOT, North Dakota 58702-3070
- Address
- P. O. BOX 3070
- Branches
- 1
- Members
- 345
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
345 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TEL-U-WATT |
|---|---|
| Total Assets | $5.5M |
| Members | 345 |
| Loans Outstanding | $4.2M |
| Shares & Deposits | $4.9M |
| Net Worth | $503K |
| Net Worth Ratio | 9.24% |
| Loan-to-Share Ratio | 84.5% |
| Delinquency Rate | 0.00% |
| Net Income | +$36,443 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office24 2nd Ave SE
Minot, ND 58701
Who Can Join TEL-U-WATT?
Membership Type: Community
Membership eligibility for TEL-U-WATT may vary. Contact the credit union directly to confirm qualification requirements.
Contact TEL-U-WATT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Dakota RankingsFrequently Asked Questions
Yes. TEL-U-WATT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TEL-U-WATT has 345 members and a potential membership field of 400 people.
TEL-U-WATT's net worth ratio is 9.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.2%, TEL-U-WATT meets this threshold.
TEL-U-WATT operates 1 branch location. The main office is located at 24 2nd Ave SE, Minot, ND 58701.
TEL-U-WATT was established in 1935. It is a federal credit union chartered under charter number 146. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TEL-U-WATT. All financial data is for informational purposes only.