TELCO COMMUNITY CREDIT UNION
State-Chartered • Candler, North Carolina • Est. 1935
Quick Facts
- Charter Number
- #63545
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Candler, North Carolina 28715-8240
- Address
- 1137 Smokey Park Hwy
- Branches
- 13
- ATMs
- 11
- Members
- 34,862
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
34,862 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TELCO COMMUNITY CREDIT UNION |
|---|---|
| Total Assets | $415.3M |
| Members | 34,862 |
| Loans Outstanding | $225.6M |
| Shares & Deposits | $361.5M |
| Net Worth | $50.4M |
| Net Worth Ratio | 12.13% |
| Loan-to-Share Ratio | 62.4% |
| Delinquency Rate | 1.21% |
| Net Income | +$7,446,907 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 11 ATMs
Adminstration Office
Main Office1137 Smokey Park Hwy
Candler, NC 28715-8240
Leicester Branch
710 New Leicester Hwy
Asheville, NC 28806
Morganton Office
127 W Parker Rd
Morganton, NC 28655-4629
Tunnel Rd Office
36 Tunnel Rd
Asheville, NC 28805
Hickory Office
355 US Highway 70 SW
Hickory, NC 28602-5018
Who Can Join TELCO COMMUNITY CREDIT UNION?
Membership Type: Community
Membership eligibility for TELCO COMMUNITY CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact TELCO COMMUNITY CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. TELCO COMMUNITY CREDIT UNION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TELCO COMMUNITY CREDIT UNION has 34,862 members and a potential membership field of 1,627,806 people.
TELCO COMMUNITY CREDIT UNION's net worth ratio is 12.13% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.1%, TELCO COMMUNITY CREDIT UNION meets this threshold.
TELCO COMMUNITY CREDIT UNION operates 13 branch locations and has access to 11 ATMs. The main office is located at 1137 Smokey Park Hwy, Candler, NC 28715-8240.
TELCO COMMUNITY CREDIT UNION was established in 1935. It is a state-chartered credit union chartered under charter number 63545. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TELCO COMMUNITY CREDIT UNION. All financial data is for informational purposes only.