TELCO COMMUNITY CREDIT UNION
State-Chartered • Candler, North Carolina • Est. 1935
Quick Facts
- Charter Number
- #63545
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Candler, North Carolina 28715-8240
- Address
- 1137 Smokey Park Hwy
- Branches
- 13
- ATMs
- 11
- Members
- 34,980
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
34,980 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TELCO COMMUNITY CREDIT UNION |
|---|---|
| Total Assets | $424.5M |
| Members | 34,980 |
| Loans Outstanding | $223.0M |
| Shares & Deposits | $368.7M |
| Net Worth | $52.1M |
| Net Worth Ratio | 12.26% |
| Loan-to-Share Ratio | 60.5% |
| Delinquency Rate | 0.90% |
| Net Income | +$1,685,347 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
13 locations · 11 ATMs
Adminstration Office
Main Office1137 Smokey Park Hwy
Candler, NC 28715-8240
Leicester Branch
710 New Leicester Hwy
Asheville, NC 28806
Morganton Office
127 W Parker Rd
Morganton, NC 28655-4629
Tunnel Rd Office
36 Tunnel Rd
Asheville, NC 28805
Hickory Office
355 US Highway 70 SW
Hickory, NC 28602-5018
Who Can Join TELCO COMMUNITY CREDIT UNION?
Membership Type: Community
Membership eligibility for TELCO COMMUNITY CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact TELCO COMMUNITY CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Carolina RankingsFrequently Asked Questions
TELCO COMMUNITY CREDIT UNION is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TELCO COMMUNITY CREDIT UNION has 34,980 members and a potential membership field of 1,627,806 people.
TELCO COMMUNITY CREDIT UNION's reported net worth ratio is 12.26% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TELCO COMMUNITY CREDIT UNION operates 13 branch locations and has access to 11 ATMs. The main office is located at 1137 Smokey Park Hwy, Candler, NC 28715-8240.
TELCO COMMUNITY CREDIT UNION was established in 1935. It is a state-chartered credit union chartered under charter number 63545. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TELCO COMMUNITY CREDIT UNION. All financial data is for informational purposes only.