TENNESSEE MEMBERS 1ST
Federal • Oak Ridge, Tennessee • Est. 1946
Quick Facts
- Charter Number
- #5318
- Type
- Federal
- Established
- 1946
- Headquarters
- Oak Ridge, Tennessee 37831
- Address
- PO Box 6828
- Branches
- 2
- ATMs
- 2
- Members
- 4,483
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
4,483 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TENNESSEE MEMBERS 1ST |
|---|---|
| Total Assets | $97.9M |
| Members | 4,483 |
| Loans Outstanding | $45.9M |
| Shares & Deposits | $87.5M |
| Net Worth | $11.0M |
| Net Worth Ratio | 11.20% |
| Loan-to-Share Ratio | 52.4% |
| Delinquency Rate | 1.76% |
| Net Income | +$274,812 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
TN Members 1ST FCU
Main Office112 Administration Rd
Oak Ridge, TN 37830
Branch 1
112 Market Place Blvd
Knoxville, TN 37922
Who Can Join TENNESSEE MEMBERS 1ST?
Membership Type: Other/Unknown
Membership eligibility for TENNESSEE MEMBERS 1ST may vary. Contact the credit union directly to confirm qualification requirements.
Contact TENNESSEE MEMBERS 1ST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. TENNESSEE MEMBERS 1ST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TENNESSEE MEMBERS 1ST has 4,483 members and a potential membership field of 644,939 people.
TENNESSEE MEMBERS 1ST's net worth ratio is 11.20% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.2%, TENNESSEE MEMBERS 1ST meets this threshold.
TENNESSEE MEMBERS 1ST operates 2 branch locations and has access to 2 ATMs. The main office is located at 112 Administration Rd, Oak Ridge, TN 37830.
TENNESSEE MEMBERS 1ST was established in 1946. It is a federal credit union chartered under charter number 5318. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TENNESSEE MEMBERS 1ST. All financial data is for informational purposes only.