TENNESSEE RIVER
Federal • COUNCE, Tennessee • Est. 1961
Quick Facts
- Charter Number
- #14333
- Type
- Federal
- Established
- 1961
- Headquarters
- COUNCE, Tennessee 38326
- Address
- P O BOX 91
- Branches
- 3
- Members
- 1,575
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,575 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TENNESSEE RIVER |
|---|---|
| Total Assets | $16.0M |
| Members | 1,575 |
| Loans Outstanding | $10.2M |
| Shares & Deposits | $10.7M |
| Net Worth | $5.3M |
| Net Worth Ratio | 33.46% |
| Loan-to-Share Ratio | 95.4% |
| Delinquency Rate | 0.02% |
| Net Income | +$284,484 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Hardin County Bank
235 Wayne Rd
Savannah, TN 38372
Patriot Equity Credit Union
1450 Union University Dr
Jackson, TN 38305
Main Office
Main Office7030 Highway 57
Counce, TN 38326
Who Can Join TENNESSEE RIVER?
Membership Type: Community
Membership eligibility for TENNESSEE RIVER may vary. Contact the credit union directly to confirm qualification requirements.
Contact TENNESSEE RIVER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. TENNESSEE RIVER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TENNESSEE RIVER has 1,575 members and a potential membership field of 2,000 people.
TENNESSEE RIVER's net worth ratio is 33.46% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 33.5%, TENNESSEE RIVER meets this threshold.
TENNESSEE RIVER operates 3 branch locations. The main office is located at 7030 Highway 57, Counce, TN 38326.
TENNESSEE RIVER was established in 1961. It is a federal credit union chartered under charter number 14333. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TENNESSEE RIVER. All financial data is for informational purposes only.