TERMINALS
Federal • Carteret, New Jersey • Est. 1967
Quick Facts
- Charter Number
- #17969
- Type
- Federal
- Established
- 1967
- Headquarters
- Carteret, New Jersey 07008
- Address
- 90 TENNYSON ST
- Branches
- 2
- Members
- 83
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 4% and a delinquency rate below 5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
83 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TERMINALS |
|---|---|
| Total Assets | $964K |
| Members | 83 |
| Loans Outstanding | $820K |
| Shares & Deposits | $598K |
| Net Worth | $357K |
| Net Worth Ratio | 37.04% |
| Loan-to-Share Ratio | 137.2% |
| Delinquency Rate | 4.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
TFCU
Main Office90 TENNYSON ST
Carteret, NJ 07008
Midstate Federal Credit Union
237 Roosevelt Ave
Carteret, NJ 07008
Who Can Join TERMINALS?
Membership Type: Community
Membership eligibility for TERMINALS may vary. Contact the credit union directly to confirm qualification requirements.
Contact TERMINALS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
TERMINALS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TERMINALS has 83 members and a potential membership field of 125 people.
TERMINALS's reported net worth ratio is 37.04% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TERMINALS operates 2 branch locations. The main office is located at 90 TENNYSON ST, Carteret, NJ 07008.
TERMINALS was established in 1967. It is a federal credit union chartered under charter number 17969. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TERMINALS. All financial data is for informational purposes only.