TERMINALS
Federal • CARTERET, New Jersey • Est. 1967
Quick Facts
- Charter Number
- #17969
- Type
- Federal
- Established
- 1967
- Headquarters
- CARTERET, New Jersey 07008
- Address
- 90 TENNYSON ST
- Branches
- 2
- Members
- 75
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
75 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TERMINALS |
|---|---|
| Total Assets | $925K |
| Members | 75 |
| Loans Outstanding | $803K |
| Shares & Deposits | $565K |
| Net Worth | $347K |
| Net Worth Ratio | 37.54% |
| Loan-to-Share Ratio | 142.1% |
| Delinquency Rate | 2.31% |
| Net Income | +$22,345 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
TFCU
Main Office90 TENNYSON ST
CARTERET, NJ 07008
Midstate Federal Credit Union
237 Roosevelt Ave
Carteret, NJ 07008
Who Can Join TERMINALS?
Membership Type: Community
Membership eligibility for TERMINALS may vary. Contact the credit union directly to confirm qualification requirements.
Contact TERMINALS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. TERMINALS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TERMINALS has 75 members and a potential membership field of 125 people.
TERMINALS's net worth ratio is 37.54% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 37.5%, TERMINALS meets this threshold.
TERMINALS operates 2 branch locations. The main office is located at 90 TENNYSON ST, CARTERET, NJ 07008.
TERMINALS was established in 1967. It is a federal credit union chartered under charter number 17969. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TERMINALS. All financial data is for informational purposes only.