TEXAS BAY
State-Chartered • Houston, Texas • Est. 1936
Quick Facts
- Charter Number
- #67465
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Houston, Texas 77034
- Address
- 12611 Fuqua St
- Branches
- 10
- ATMs
- 9
- Members
- 61,095
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
61,095 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TEXAS BAY |
|---|---|
| Total Assets | $902.2M |
| Members | 61,095 |
| Loans Outstanding | $682.1M |
| Shares & Deposits | $758.6M |
| Net Worth | $69.2M |
| Net Worth Ratio | 7.65% |
| Loan-to-Share Ratio | 89.9% |
| Delinquency Rate | 0.64% |
| Net Income | +$388,937 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 9 ATMs
Main
Main Office12611 Fuqua St
Houston, TX 77034
Pasadena
1301 W Pasadena Fwy
Pasadena, TX 77506
Summerwood
12310 W Lake Houston Parkway
Houston, TX 77044
South Shore
6640 S. Shore Blvd
League City, TX 77573
Cypress
9212 Fry Road # 100
Cypress, TX 77433
Who Can Join TEXAS BAY?
Membership Type: Community
Membership eligibility for TEXAS BAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact TEXAS BAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
TEXAS BAY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TEXAS BAY has 61,095 members and a potential membership field of 2,405,100 people.
TEXAS BAY's reported net worth ratio is 7.65% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TEXAS BAY operates 10 branch locations and has access to 9 ATMs. The main office is located at 12611 Fuqua St, Houston, TX 77034.
TEXAS BAY was established in 1936. It is a state-chartered credit union chartered under charter number 67465. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TEXAS BAY. All financial data is for informational purposes only.