TEXAS BAY
State-Chartered • Houston, Texas • Est. 1936
Quick Facts
- Charter Number
- #67465
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Houston, Texas 77034
- Address
- 12611 Fuqua St
- Branches
- 10
- ATMs
- 9
- Members
- 60,529
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
60,529 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TEXAS BAY |
|---|---|
| Total Assets | $890.7M |
| Members | 60,529 |
| Loans Outstanding | $682.4M |
| Shares & Deposits | $742.9M |
| Net Worth | $68.8M |
| Net Worth Ratio | 7.70% |
| Loan-to-Share Ratio | 91.9% |
| Delinquency Rate | 0.67% |
| Net Income | +$13,400,581 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 9 ATMs
Main
Main Office12611 Fuqua St
Houston, TX 77034
Pasadena
1301 W Pasadena Fwy
Pasadena, TX 77506
Summerwood
12310 W Lake Houston Parkway
Houston, TX 77044
South Shore
6640 S. Shore Blvd
League City, TX 77573
Cypress
9212 Fry Road # 100
Cypress, TX 77433
Who Can Join TEXAS BAY?
Membership Type: Community
Membership eligibility for TEXAS BAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact TEXAS BAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. TEXAS BAY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TEXAS BAY has 60,529 members and a potential membership field of 2,405,100 people.
TEXAS BAY's net worth ratio is 7.70% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.7%, TEXAS BAY meets this threshold.
TEXAS BAY operates 10 branch locations and has access to 9 ATMs. The main office is located at 12611 Fuqua St, Houston, TX 77034.
TEXAS BAY was established in 1936. It is a state-chartered credit union chartered under charter number 67465. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TEXAS BAY. All financial data is for informational purposes only.