TEXAS GULF CAROLINA EMP
State-Chartered • Aurora, North Carolina • Est. 1968
Quick Facts
- Charter Number
- #66320
- Type
- State-Chartered
- Established
- 1968
- Headquarters
- Aurora, North Carolina 27806-9245
- Address
- 1530 NC Highway 306 S
- Branches
- 4
- Members
- 385
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
This institution does not meet CUScore's minimum D-tier combination of net worth and delinquency metrics. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
385 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TEXAS GULF CAROLINA EMP |
|---|---|
| Total Assets | $1.2M |
| Members | 385 |
| Loans Outstanding | $832K |
| Shares & Deposits | $705K |
| Net Worth | $428K |
| Net Worth Ratio | 36.22% |
| Loan-to-Share Ratio | 118.0% |
| Delinquency Rate | 9.33% |
| Net Income | $-17,444 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations
Lee Creek
Main Office1530 NC Highway 306 S
Aurora, NC 27806-9245
CBS
105 E Walnut St
Goldsboro, NC 27530-3648
PCS ADM BLDG
1530 NC Highway 306 S
Aurora, NC 27806-9245
Quesha's
2093 Spring Creek Rd
Aurora, NC 27806
Who Can Join TEXAS GULF CAROLINA EMP?
Membership Type: Community
Membership eligibility for TEXAS GULF CAROLINA EMP may vary. Contact the credit union directly to confirm qualification requirements.
Contact TEXAS GULF CAROLINA EMP directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Carolina RankingsFrequently Asked Questions
TEXAS GULF CAROLINA EMP is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TEXAS GULF CAROLINA EMP has 385 members and a potential membership field of 500 people.
TEXAS GULF CAROLINA EMP's reported net worth ratio is 36.22% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TEXAS GULF CAROLINA EMP operates 4 branch locations. The main office is located at 1530 NC Highway 306 S, Aurora, NC 27806-9245.
TEXAS GULF CAROLINA EMP was established in 1968. It is a state-chartered credit union chartered under charter number 66320. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TEXAS GULF CAROLINA EMP. All financial data is for informational purposes only.