TEXAS GULF CAROLINA EMP
State-Chartered • Aurora, North Carolina • Est. 1968
Quick Facts
- Charter Number
- #66320
- Type
- State-Chartered
- Established
- 1968
- Headquarters
- Aurora, North Carolina 27806-9245
- Address
- 1530 NC Highway 306 South
- Branches
- 4
- Members
- 391
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
391 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TEXAS GULF CAROLINA EMP |
|---|---|
| Total Assets | $1.2M |
| Members | 391 |
| Loans Outstanding | $900K |
| Shares & Deposits | $693K |
| Net Worth | $444K |
| Net Worth Ratio | 35.62% |
| Loan-to-Share Ratio | 129.9% |
| Delinquency Rate | 3.17% |
| Net Income | $-184,820 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations
Lee Creek
Main Office1530 NC Highway 306 S
Aurora, NC 27806-9245
CBS
105 E Walnut St
Goldsboro, NC 27530-3648
PCS ADM BLDG
1530 NC Highway 306 S
Aurora, NC 27806-9245
Quesha's
2093 Spring Creek Rd
Aurora, NC 27806
Who Can Join TEXAS GULF CAROLINA EMP?
Membership Type: Community
Membership eligibility for TEXAS GULF CAROLINA EMP may vary. Contact the credit union directly to confirm qualification requirements.
Contact TEXAS GULF CAROLINA EMP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. TEXAS GULF CAROLINA EMP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TEXAS GULF CAROLINA EMP has 391 members and a potential membership field of 500 people.
TEXAS GULF CAROLINA EMP's net worth ratio is 35.62% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 35.6%, TEXAS GULF CAROLINA EMP meets this threshold.
TEXAS GULF CAROLINA EMP operates 4 branch locations. The main office is located at 1530 NC Highway 306 S, Aurora, NC 27806-9245.
TEXAS GULF CAROLINA EMP was established in 1968. It is a state-chartered credit union chartered under charter number 66320. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TEXAS GULF CAROLINA EMP. All financial data is for informational purposes only.