TEXAS TECH
Federal • Lubbock, Texas • Est. 1959
Quick Facts
- Charter Number
- #12858
- Type
- Federal
- Established
- 1959
- Headquarters
- Lubbock, Texas 79409
- Address
- Box 41072
- Branches
- 6
- ATMs
- 8
- Members
- 35,971
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
35,971 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TEXAS TECH |
|---|---|
| Total Assets | $442.2M |
| Members | 35,971 |
| Loans Outstanding | $311.3M |
| Shares & Deposits | $388.3M |
| Net Worth | $46.6M |
| Net Worth Ratio | 10.54% |
| Loan-to-Share Ratio | 80.2% |
| Delinquency Rate | 0.54% |
| Net Income | +$4,188,652 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 8 ATMs
Main Branch
Main Office1802 Texas Tech Parkway
Lubbock, TX 79409
Health Sciences Center Branch
3601 4th St # 1A98
Lubbock, TX 79430-0002
Ravenwood Branch
4005 98th Street
Lubbock, TX 79424
FCS Branch
230 W California St
Floydada, TX 79235-2705
Abilene Branch Catclaw
4001 Catclaw Dr
Abilene, TX 79606
Who Can Join TEXAS TECH?
Membership Type: Community
Membership eligibility for TEXAS TECH may vary. Contact the credit union directly to confirm qualification requirements.
Contact TEXAS TECH directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. TEXAS TECH is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TEXAS TECH has 35,971 members and a potential membership field of 210,000 people.
TEXAS TECH's net worth ratio is 10.54% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.5%, TEXAS TECH meets this threshold.
TEXAS TECH operates 6 branch locations and has access to 8 ATMs. The main office is located at 1802 Texas Tech Parkway, Lubbock, TX 79409.
TEXAS TECH was established in 1959. It is a federal credit union chartered under charter number 12858. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TEXAS TECH. All financial data is for informational purposes only.