TEXASGULF
Federal • Wharton, Texas • Est. 1937
Quick Facts
- Charter Number
- #2322
- Type
- Federal
- Established
- 1937
- Headquarters
- Wharton, Texas 77488
- Address
- 2101 N Fulton st
- Branches
- 2
- ATMs
- 2
- Members
- 14,893
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
14,893 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TEXASGULF |
|---|---|
| Total Assets | $215.5M |
| Members | 14,893 |
| Loans Outstanding | $136.3M |
| Shares & Deposits | $183.8M |
| Net Worth | $30.5M |
| Net Worth Ratio | 14.16% |
| Loan-to-Share Ratio | 74.2% |
| Delinquency Rate | 0.62% |
| Net Income | +$2,749,585 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
2101 N Fulton
Main Office2101 N Fulton st
Wharton, TX 77488
El Campo
1313 West Loop
El Campo, TX 77437
Who Can Join TEXASGULF?
Membership Type: Other/Unknown
Membership eligibility for TEXASGULF may vary. Contact the credit union directly to confirm qualification requirements.
Contact TEXASGULF directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. TEXASGULF is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TEXASGULF has 14,893 members and a potential membership field of 240,000 people.
TEXASGULF's net worth ratio is 14.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.2%, TEXASGULF meets this threshold.
TEXASGULF operates 2 branch locations and has access to 2 ATMs. The main office is located at 2101 N Fulton st, Wharton, TX 77488.
TEXASGULF was established in 1937. It is a federal credit union chartered under charter number 2322. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TEXASGULF. All financial data is for informational purposes only.