TEXELL
State-Chartered • Temple, Texas • Est. 1948
Quick Facts
- Charter Number
- #68608
- Type
- State-Chartered
- Established
- 1948
- Headquarters
- Temple, Texas 76503
- Address
- PO Box 983
- Branches
- 8
- ATMs
- 8
- Members
- 54,171
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
54,171 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TEXELL |
|---|---|
| Total Assets | $773.5M |
| Members | 54,171 |
| Loans Outstanding | $618.8M |
| Shares & Deposits | $678.7M |
| Net Worth | $79.3M |
| Net Worth Ratio | 10.24% |
| Loan-to-Share Ratio | 91.2% |
| Delinquency Rate | 0.47% |
| Net Income | +$16,213,546 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
31st Branch
3314 S 31st St
Temple, TX 76502-2721
Belton Branch
416 Lake Rd
Belton, TX 76513
Killeen
2208 Sunny Ln
Killeen, TX 76541
Georgetown Branch
723 W University Ave Ste 100
Georgetown, TX 78626-2981
Downtown Branch
5 S 1st St
Temple, TX 76501-7603
Who Can Join TEXELL?
Membership Type: Community
Membership eligibility for TEXELL may vary. Contact the credit union directly to confirm qualification requirements.
Contact TEXELL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. TEXELL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TEXELL has 54,171 members and a potential membership field of 30,029,572 people.
TEXELL's net worth ratio is 10.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, TEXELL meets this threshold.
TEXELL operates 8 branch locations and has access to 8 ATMs. The main office is located at 7083 MEMBERS PKWY, TEMPLE, TX 76502.
TEXELL was established in 1948. It is a state-chartered credit union chartered under charter number 68608. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TEXELL. All financial data is for informational purposes only.