THE ATLANTIC
Federal • Springfield, New Jersey • Est. 1935
Quick Facts
- Charter Number
- #477
- Type
- Federal
- Established
- 1935
- Headquarters
- Springfield, New Jersey 07081
- Address
- 2 Edison Pl
- Branches
- 3
- ATMs
- 2
- Members
- 14,720
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 5% and a delinquency rate below 4%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
14,720 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE ATLANTIC |
|---|---|
| Total Assets | $236.0M |
| Members | 14,720 |
| Loans Outstanding | $186.0M |
| Shares & Deposits | $204.1M |
| Net Worth | $31.8M |
| Net Worth Ratio | 13.47% |
| Loan-to-Share Ratio | 91.1% |
| Delinquency Rate | 3.36% |
| Net Income | $-281,543 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Atlantic Federal Credit Union
1331 Magie Ave
Union, NJ 07083
Atlantic Federal Credit Union
Main Office2 Edison Pl
Springfield, NJ 07081
The Atlantic Federal Credit Union
315 S Harrison St
East Orange, NJ 07018-1489
Who Can Join THE ATLANTIC?
Membership Type: Other/Unknown
Membership eligibility for THE ATLANTIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE ATLANTIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
THE ATLANTIC is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THE ATLANTIC has 14,720 members and a potential membership field of 1,300,000 people.
THE ATLANTIC's reported net worth ratio is 13.47% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THE ATLANTIC operates 3 branch locations and has access to 2 ATMs. The main office is located at 2 Edison Pl, Springfield, NJ 07081.
THE ATLANTIC was established in 1935. It is a federal credit union chartered under charter number 477. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THE ATLANTIC. All financial data is for informational purposes only.