THE ATLANTIC
Federal • Kenilworth, New Jersey • Est. 1935
Quick Facts
- Charter Number
- #477
- Type
- Federal
- Established
- 1935
- Headquarters
- Kenilworth, New Jersey 07033
- Address
- P.O. Box 618
- Branches
- 3
- ATMs
- 2
- Members
- 14,754
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
14,754 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE ATLANTIC |
|---|---|
| Total Assets | $239.9M |
| Members | 14,754 |
| Loans Outstanding | $185.8M |
| Shares & Deposits | $207.6M |
| Net Worth | $32.1M |
| Net Worth Ratio | 13.36% |
| Loan-to-Share Ratio | 89.5% |
| Delinquency Rate | 5.31% |
| Net Income | +$1,519,691 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Atlantic Federal Credit Union
1331 Magie Ave
Union, NJ 07083
Atlantic Federal Credit Union
Main Office2 Edison Pl
Springfield, NJ 07081
Atlantic Federal Credit Union
455 Prospect Ave
West Orange, NJ 07052
Who Can Join THE ATLANTIC?
Membership Type: Other/Unknown
Membership eligibility for THE ATLANTIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE ATLANTIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. THE ATLANTIC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THE ATLANTIC has 14,754 members and a potential membership field of 1,300,000 people.
THE ATLANTIC's net worth ratio is 13.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.4%, THE ATLANTIC meets this threshold.
THE ATLANTIC operates 3 branch locations and has access to 2 ATMs. The main office is located at 2 Edison Pl, Springfield, NJ 07081.
THE ATLANTIC was established in 1935. It is a federal credit union chartered under charter number 477. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THE ATLANTIC. All financial data is for informational purposes only.