THE HEALTH & EDUCATION
Federal • Lexington, Kentucky • Est. 1956
Quick Facts
- Charter Number
- #10800
- Type
- Federal
- Established
- 1956
- Headquarters
- Lexington, Kentucky 40511-1829
- Address
- 424 Park Pl
- Branches
- 2
- ATMs
- 2
- Members
- 12,222
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
12,222 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE HEALTH & EDUCATION |
|---|---|
| Total Assets | $121.2M |
| Members | 12,222 |
| Loans Outstanding | $44.4M |
| Shares & Deposits | $101.3M |
| Net Worth | $21.0M |
| Net Worth Ratio | 17.35% |
| Loan-to-Share Ratio | 43.8% |
| Delinquency Rate | 0.57% |
| Net Income | +$2,706,590 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office424 Park Pl
Lexington, KY 40511-1829
Pasadena Branch
185 Pasadena Dr Ste 155
Lexington, KY 40503-2975
Who Can Join THE HEALTH & EDUCATION?
Membership Type: Community
Membership eligibility for THE HEALTH & EDUCATION may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE HEALTH & EDUCATION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. THE HEALTH & EDUCATION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THE HEALTH & EDUCATION has 12,222 members and a potential membership field of 25,000 people.
THE HEALTH & EDUCATION's net worth ratio is 17.35% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.4%, THE HEALTH & EDUCATION meets this threshold.
THE HEALTH & EDUCATION operates 2 branch locations and has access to 2 ATMs. The main office is located at 424 Park Pl, Lexington, KY 40511-1829.
THE HEALTH & EDUCATION was established in 1956. It is a federal credit union chartered under charter number 10800. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THE HEALTH & EDUCATION. All financial data is for informational purposes only.