THE LOCAL
Federal • Dallas, Texas • Est. 1977
Quick Facts
- Charter Number
- #22747
- Type
- Federal
- Established
- 1977
- Headquarters
- Dallas, Texas 75247-3721
- Address
- 8787 N Stemmons Fwy Ste 185
- Branches
- 2
- ATMs
- 1
- Members
- 4,006
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,006 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE LOCAL |
|---|---|
| Total Assets | $25.2M |
| Members | 4,006 |
| Loans Outstanding | $20.1M |
| Shares & Deposits | $19.1M |
| Net Worth | $5.5M |
| Net Worth Ratio | 21.95% |
| Loan-to-Share Ratio | 105.3% |
| Delinquency Rate | 1.26% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
The LOCAL FCU
Main Office8787 N Stemmons Fwy Ste 185
Dallas, TX 75247-3721
Disaster Recovery
1408 W Pioneer Dr
Irving, TX 75061-7114
Who Can Join THE LOCAL?
Membership Type: Community
Membership eligibility for THE LOCAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE LOCAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
THE LOCAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THE LOCAL has 4,006 members and a potential membership field of 10,000 people.
THE LOCAL's reported net worth ratio is 21.95% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THE LOCAL operates 2 branch locations and has access to 1 ATMs. The main office is located at 8787 N Stemmons Fwy Ste 185, Dallas, TX 75247-3721.
THE LOCAL was established in 1977. It is a federal credit union chartered under charter number 22747. The institution has been serving members for 49 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THE LOCAL. All financial data is for informational purposes only.