THE MORNING STAR
Federal • Lame Deer, Montana • Est. 2022
Quick Facts
- Charter Number
- #24943
- Type
- Federal
- Established
- 2022
- Headquarters
- Lame Deer, Montana 59043
- Address
- 509 Cheyenne Avenue South
- Branches
- 2
- ATMs
- 1
- Members
- 2,430
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
This institution does not meet CUScore's minimum D-tier combination of net worth and delinquency metrics. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,430 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE MORNING STAR |
|---|---|
| Total Assets | $2.5M |
| Members | 2,430 |
| Loans Outstanding | $319K |
| Shares & Deposits | $2.1M |
| Net Worth | $213K |
| Net Worth Ratio | 8.39% |
| Loan-to-Share Ratio | 15.2% |
| Delinquency Rate | 9.17% |
| Net Income | +$2,640 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Lame Deer Montana
Main Office509 Cheyenne Avenue South
Lame Deer, MT 59043
Crow Agency
22 E Makawasha Ave
Crow Agency, MT 59022
Who Can Join THE MORNING STAR?
Membership Type: Other/Unknown
Membership eligibility for THE MORNING STAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE MORNING STAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Montana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Montana RankingsFrequently Asked Questions
THE MORNING STAR is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THE MORNING STAR has 2,430 members and a potential membership field of 21,453 people.
THE MORNING STAR's reported net worth ratio is 8.39% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THE MORNING STAR operates 2 branch locations and has access to 1 ATMs. The main office is located at 509 Cheyenne Avenue South, Lame Deer, MT 59043.
THE MORNING STAR was established in 2022. It is a federal credit union chartered under charter number 24943. The institution has been serving members for 4 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THE MORNING STAR. All financial data is for informational purposes only.