THE MORNING STAR
Federal • Lame Deer, Montana • Est. 2022
Quick Facts
- Charter Number
- #24943
- Type
- Federal
- Established
- 2022
- Headquarters
- Lame Deer, Montana 59043
- Address
- PO Box 955
- Branches
- 2
- ATMs
- 1
- Members
- 2,344
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
2,344 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE MORNING STAR |
|---|---|
| Total Assets | $2.9M |
| Members | 2,344 |
| Loans Outstanding | $323K |
| Shares & Deposits | $2.4M |
| Net Worth | $210K |
| Net Worth Ratio | 7.16% |
| Loan-to-Share Ratio | 13.3% |
| Delinquency Rate | 8.94% |
| Net Income | $-57,862 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Lame Deer Montana
Main Office509 Cheyenne Avenue South
Lame Deer, MT 59043
Crow Agency
22 E Makawasha Ave
Crow Agency, MT 59022
Who Can Join THE MORNING STAR?
Membership Type: Other/Unknown
Membership eligibility for THE MORNING STAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE MORNING STAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Montana RankingsFrequently Asked Questions
Yes. THE MORNING STAR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THE MORNING STAR has 2,344 members and a potential membership field of 21,453 people.
THE MORNING STAR's net worth ratio is 7.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.2%, THE MORNING STAR meets this threshold.
THE MORNING STAR operates 2 branch locations and has access to 1 ATMs. The main office is located at 509 Cheyenne Avenue South, Lame Deer, MT 59043.
THE MORNING STAR was established in 2022. It is a federal credit union chartered under charter number 24943. The institution has been serving members for 4 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THE MORNING STAR. All financial data is for informational purposes only.