THE PEOPLE'S
Federal • Amarillo, Texas • Est. 1953
Quick Facts
- Charter Number
- #8290
- Type
- Federal
- Established
- 1953
- Headquarters
- Amarillo, Texas 79105
- Address
- P.O. Box 9335
- Branches
- 5
- ATMs
- 5
- Members
- 18,822
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
18,822 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE PEOPLE'S |
|---|---|
| Total Assets | $221.2M |
| Members | 18,822 |
| Loans Outstanding | $148.2M |
| Shares & Deposits | $203.3M |
| Net Worth | $19.5M |
| Net Worth Ratio | 8.97% |
| Loan-to-Share Ratio | 72.9% |
| Delinquency Rate | 1.27% |
| Net Income | +$1,766,144 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Hill
Main Office7200 Hillside Rd
Amarillo, TX 79109-7460
pcos
3601 SW 15th Ave
Amarillo, TX 79102-2033
chld
423 N Main St
Childress, TX 79201
cnyn
120 Hunsley Rd
Canyon, TX 79015-1730
plnt
FM 2373 US Hwy 60
Amarillo, TX 79120
Who Can Join THE PEOPLE'S?
Membership Type: Community
Membership eligibility for THE PEOPLE'S may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE PEOPLE'S directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. THE PEOPLE'S is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THE PEOPLE'S has 18,822 members and a potential membership field of 101,830 people.
THE PEOPLE'S's net worth ratio is 8.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.0%, THE PEOPLE'S meets this threshold.
THE PEOPLE'S operates 5 branch locations and has access to 5 ATMs. The main office is located at 7200 Hillside Rd, Amarillo, TX 79109-7460.
THE PEOPLE'S was established in 1953. It is a federal credit union chartered under charter number 8290. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THE PEOPLE'S. All financial data is for informational purposes only.