THE SOUTHERN
State-Chartered • Fayetteville, Georgia • Est. 1963
Quick Facts
- Charter Number
- #68638
- Type
- State-Chartered
- Established
- 1963
- Headquarters
- Fayetteville, Georgia 30214
- Address
- 430 Lanier Ave E
- Branches
- 11
- ATMs
- 11
- Members
- 30,052
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
30,052 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE SOUTHERN |
|---|---|
| Total Assets | $564.3M |
| Members | 30,052 |
| Loans Outstanding | $209.8M |
| Shares & Deposits | $502.9M |
| Net Worth | $64.3M |
| Net Worth Ratio | 11.39% |
| Loan-to-Share Ratio | 41.7% |
| Delinquency Rate | 0.10% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 11 ATMs
Fayetteville
Main Office430 Lanier Ave E
Fayetteville, GA 30214
Peachtree City
1400 Commerce Dr N
Peachtree City, GA 30269
Newnan
232 Bullsboro Dr
Newnan, GA 30263
Griffin
1610 Georgia Highway 16 W
Griffin, GA 30223
Hampton
299 Woolsey Rd
Hampton, GA 30228
Who Can Join THE SOUTHERN?
Membership Type: Community
Membership eligibility for THE SOUTHERN may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE SOUTHERN directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Georgia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Georgia RankingsFrequently Asked Questions
THE SOUTHERN is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THE SOUTHERN has 30,052 members and a potential membership field of 1,293,645 people.
THE SOUTHERN's reported net worth ratio is 11.39% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THE SOUTHERN operates 11 branch locations and has access to 11 ATMs. The main office is located at 430 Lanier Ave E, Fayetteville, GA 30214.
THE SOUTHERN was established in 1963. It is a state-chartered credit union chartered under charter number 68638. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THE SOUTHERN. All financial data is for informational purposes only.