THE STATE
State-Chartered • Charleston, West Virginia • Est. 1988
Quick Facts
- Charter Number
- #67222
- Type
- State-Chartered
- Established
- 1988
- Headquarters
- Charleston, West Virginia 25311-2219
- Address
- 2200 WASHINGTON ST E
- Branches
- 2
- ATMs
- 1
- Members
- 8,433
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,433 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE STATE |
|---|---|
| Total Assets | $94.9M |
| Members | 8,433 |
| Loans Outstanding | $51.0M |
| Shares & Deposits | $75.9M |
| Net Worth | $17.9M |
| Net Worth Ratio | 18.83% |
| Loan-to-Share Ratio | 67.1% |
| Delinquency Rate | 0.06% |
| Net Income | +$246,618 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
2200 WASHINGTON STREET E
Main Office2200 WASHINGTON ST E
Charleston, WV 25311-2219
FISERV PORTICO
6160 WARREN PKWY STE 500
Frisco, TX 75034-9673
Who Can Join THE STATE?
Membership Type: Community
Membership eligibility for THE STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
THE STATE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THE STATE has 8,433 members and a potential membership field of 40,000 people.
THE STATE's reported net worth ratio is 18.83% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THE STATE operates 2 branch locations and has access to 1 ATMs. The main office is located at 2200 WASHINGTON ST E, Charleston, WV 25311-2219.
THE STATE was established in 1988. It is a state-chartered credit union chartered under charter number 67222. The institution has been serving members for 38 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THE STATE. All financial data is for informational purposes only.