THE WRIGHT
State-Chartered • Toccoa, Georgia • Est. 1963
Quick Facts
- Charter Number
- #67564
- Type
- State-Chartered
- Established
- 1963
- Headquarters
- Toccoa, Georgia 30577
- Address
- PO Box 238
- Branches
- 2
- ATMs
- 1
- Members
- 1,804
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,804 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE WRIGHT |
|---|---|
| Total Assets | $16.1M |
| Members | 1,804 |
| Loans Outstanding | $10.5M |
| Shares & Deposits | $13.5M |
| Net Worth | $2.7M |
| Net Worth Ratio | 16.95% |
| Loan-to-Share Ratio | 77.8% |
| Delinquency Rate | 0.35% |
| Net Income | +$150,879 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
The Wright Credit Union
Main Office286 N Broad St
Toccoa, GA 30577
The Wright Credit Union
5809 West Ave
Lavonia, GA 30553
Who Can Join THE WRIGHT?
Membership Type: Community
Membership eligibility for THE WRIGHT may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE WRIGHT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. THE WRIGHT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THE WRIGHT has 1,804 members and a potential membership field of 5,000 people.
THE WRIGHT's net worth ratio is 16.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.9%, THE WRIGHT meets this threshold.
THE WRIGHT operates 2 branch locations and has access to 1 ATMs. The main office is located at 286 N Broad St, Toccoa, GA 30577.
THE WRIGHT was established in 1963. It is a state-chartered credit union chartered under charter number 67564. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THE WRIGHT. All financial data is for informational purposes only.